Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43442 reviews)

View other Zopa products

4.94

Based on 43,442 reviews, last reviewed 10th Mar 2026

153500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa worth having Not had a single not had a single problem with zopa since ive started with them been plane sailing Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43442)

The Zopa way keeps bad credit a bay!

Very good App, so easy to use, excellent card to build your credit rating. Fully recommend Reviewed on: 27th January 2022

Amazing so helpful and handy

Zopa has been amazing there app Is really informative and useful thanks Reviewed on: 27th January 2022

Grumpyteacher

Good card easy to use and pay off on line . Reviewed on: 27th January 2022

Hassle free

Zopa have a great app, easy to use so far I have had a hassle free experience. I contacted their customer service team and they have been very prompt to answer my questions. Would recommend definitely! Reviewed on: 27th January 2022

Great company

Great experience and would recommend Reviewed on: 27th January 2022

Excellent

Smooth application process, easy to monitor account, customer service quick and helpful Reviewed on: 27th January 2022

Amaizing

It all feels natural. No drama every component delivers Reviewed on: 27th January 2022

The card to have.

Zopa app is easy to use the call centres are helpful and welcoming. Very professional Reviewed on: 27th January 2022

Great card to have

No problem at all with this card.a must card to get Reviewed on: 27th January 2022

Always helpful

Customer service is always great, was great to be pre approved! Reviewed on: 27th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bip Credit Card
from NewDay 4.91 from 2284 reviews
Credit card
from Zempler Bank 4.88 from 5175 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5927 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub