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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great to rebuild credit file

A great way to rebuild an adverse credit rating Reviewed on: 28th March 2022

Good

It’s been a good company to be with Reviewed on: 28th March 2022

Amazing

Can’t live without them, great service others should take note Reviewed on: 28th March 2022

interest

i'm send money and you not debit £ 3.00 pound not same me befort credit card . Reviewed on: 28th March 2022

Great experience

Zopa is the best among my other cards Reviewed on: 28th March 2022

Excellent Experience

Very useful credit card for those unexpected things. Credit limits kept to an affordable amount. Reviewed on: 28th March 2022

Amazing to build up my credit

This bank is amazing for me as I'm building up my credit score my score was very low till I started with zopa Reviewed on: 28th March 2022

Really helpful

Really help me and now better off Reviewed on: 28th March 2022

Amazing card

Zopa been amazing as my credit score is bad and they were amazing to give me card Reviewed on: 28th March 2022

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