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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43443 reviews)

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4.94

Based on 43,443 reviews, last reviewed 10th Mar 2026

153550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43443)

Easy Peasy

Extremely easy to apply. App is excellent and user friendly. Would recommend Reviewed on: 27th January 2022

Friend in need is friend indeed

When no one give money It helps me when i am in emergency in need of money .thank you for providing me this account. Reviewed on: 27th January 2022

Great Credit Card

Easy to apply, received the card quickly and the app is so easy to use. Would definitely recommend Zopa to friends and family. Reviewed on: 27th January 2022

Just awsome

Really good app and the way ur worlds is brilliant creator building hear I come Reviewed on: 27th January 2022

Its amazing

Quick and easy to use with immediate balances showing Reviewed on: 27th January 2022

Excellent service

A great card, easy app to use, great customer service Reviewed on: 27th January 2022

Fantastic Zopa

The Zopa card , is a very helpful card with small payment and the team always ready to help. Thank you Zopa Reviewed on: 27th January 2022

Perfect service

A good credit card and very useful and helpful. Reviewed on: 27th January 2022

Trustworthy

I trust Zopa to have my best interests as they don't dither about reporting to CRAs; other companies that claim to help improve credit rating could learn a thing or two from Zopa. I would recommend them to my favourite people. Reviewed on: 27th January 2022

Most affordable credit card.

Very convinient to use with its security features that alerts you each time any transaction is carried out.Helps to build your credit as well Reviewed on: 27th January 2022

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