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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Really great app!

Once you make a payment it clears straight away unlike other credit cards Reviewed on: 28th March 2022

Zopa Credit Card

Great service, no constant e mails or ads just once a month when my bill is generated. Value for money, no hidden charges. Really recommend them. Reviewed on: 28th March 2022

Great to rebuild credit file

A great way to rebuild an adverse credit rating Reviewed on: 28th March 2022

Good

It’s been a good company to be with Reviewed on: 28th March 2022

Amazing

Can’t live without them, great service others should take note Reviewed on: 28th March 2022

interest

i'm send money and you not debit £ 3.00 pound not same me befort credit card . Reviewed on: 28th March 2022

Great experience

Zopa is the best among my other cards Reviewed on: 28th March 2022

Excellent Experience

Very useful credit card for those unexpected things. Credit limits kept to an affordable amount. Reviewed on: 28th March 2022

Amazing to build up my credit

This bank is amazing for me as I'm building up my credit score my score was very low till I started with zopa Reviewed on: 28th March 2022

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