Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy, convenient and made my day service

I'm very satisfied with Zopa with their payment system and helps maintain daily needs. Reviewed on: 28th March 2022

Zopa the card you need

Great customer service easy to use ease of access website 10 out of 10 all round Reviewed on: 28th March 2022

So helpful!

Lovely, friendly and efficient service from start to finish! Really pleased! Reviewed on: 28th March 2022

Great all round

Honest is the best app, so simply use, everything is so clear, card as great to love the way it looks. Can’t fault anything about Zopa at all. Can’t speak highly enough of the service I have got. Reviewed on: 28th March 2022

Why I rate Zopa

Zopa gives you immediate updates on your account, unlike alot of other major banks and credit cards zopa also gives you regular updates on your credit score, and tells you where you can improve. On top of all this the borrowing power section is also a great new addition and this also tells you your eligibility and how you can improve also. By far the best credit card around to date. Reviewed on: 28th March 2022

i like my ZOPA

perfect card happy to use it and its fully under control.this is what i like the most Reviewed on: 28th March 2022

I really like how zopa is work.

I like how zopa is organised. Really easy and simple to use. Reviewed on: 28th March 2022

This card is the best

This card has been really useful to me and paying the money back is indeed the right way to go for a credit card Reviewed on: 28th March 2022

Great credit card

Simple easy to use app. Constantly in contact with reminders great company. Reviewed on: 28th March 2022

Excellent Bank

When needed customer service has been excellent... App is easy to use Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit card
from Yonder 4.85 from 952 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub