Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43443 reviews)

View other Zopa products

4.94

Based on 43,443 reviews, last reviewed 10th Mar 2026

153550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use for everyday life. This credit card is great for everyday spending. The app is well designed, easy to use, and clearly displays all transactions. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43443)

Great credit card

Very good credit card makes it easy using it Reviewed on: 28th January 2022

Very easy to deal with

The company is excellent with communication and it is very easy to understand and is straight forward. Reviewed on: 28th January 2022

Zopa

I have a credit card and a personal loan for a car and now starting a saving account, I had bad credit in the past but looking ahead, Zopa has given me a chance to have a normal credit and with everything on line, it so easy. Reviewed on: 28th January 2022

So easy to manage !

I love Zopa, easy to manage. Great assistance and just one of the best compnies. I trust them, don't trust many of the others. Reviewed on: 28th January 2022

Excellent!

I have used Zopa to build my credit score, and it's work well Reviewed on: 28th January 2022

Great credit building card and savings too!

Zopa were the only provider to offer me a credit card following a bad financial time and I have no complaints. Great app, easy customer services. Reviewed on: 28th January 2022

I am very happy with this card

very good card , I recomend to every one Reviewed on: 28th January 2022

Customer Services is good

Card arrived quickly. Credit limit increased within 6 months. Have no problems contacting customer service. Answer you very quickly. Reviewed on: 28th January 2022

Great service

App very easy to use and no hidden charges. Highly likely to recommend friends and family Reviewed on: 28th January 2022

Easy to apply

Quick and easy,fast delivery,easy to control your account online Reviewed on: 28th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 3.99 from 60 reviews
American Express Credit Card
from American Express 3.15 from 101 reviews
Zero Credit Card
from Santander 4.16 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5927 reviews
Smart Saver
from Zopa 4.94 from 8035 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub