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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy online service

Fantasticly easy to use app, well thought out, great services available online too, really looking forward to using the saver account. Reviewed on: 28th March 2022

Brilliant

Brilliant been with zopa for a 1 year now there brilliant Reviewed on: 28th March 2022

Easy, convenient and made my day service

I'm very satisfied with Zopa with their payment system and helps maintain daily needs. Reviewed on: 28th March 2022

Zopa the card you need

Great customer service easy to use ease of access website 10 out of 10 all round Reviewed on: 28th March 2022

So helpful!

Lovely, friendly and efficient service from start to finish! Really pleased! Reviewed on: 28th March 2022

Great all round

Honest is the best app, so simply use, everything is so clear, card as great to love the way it looks. Can’t fault anything about Zopa at all. Can’t speak highly enough of the service I have got. Reviewed on: 28th March 2022

Why I rate Zopa

Zopa gives you immediate updates on your account, unlike alot of other major banks and credit cards zopa also gives you regular updates on your credit score, and tells you where you can improve. On top of all this the borrowing power section is also a great new addition and this also tells you your eligibility and how you can improve also. By far the best credit card around to date. Reviewed on: 28th March 2022

i like my ZOPA

perfect card happy to use it and its fully under control.this is what i like the most Reviewed on: 28th March 2022

I really like how zopa is work.

I like how zopa is organised. Really easy and simple to use. Reviewed on: 28th March 2022

This card is the best

This card has been really useful to me and paying the money back is indeed the right way to go for a credit card Reviewed on: 28th March 2022

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