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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,444 reviews, last reviewed 10th Mar 2026
153600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use and easy to understand everything Easy to use and easy to understand everything Reviewed on: 10th March 2026
Andy B's avatar
Andy B

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43444)

So easy to manage!

4
The app is fantastic. Everything is together in one place, clear to understand and super easy to manage. Reviewed on: 28th January 2022
Ilze Blaauw Neilson's avatar
Ilze Blaauw Neilson

10 years without available credit due to past financial issues and zopa are helping me rebuild.

5
Quick and easy application and using the app is helping me manage my credit and direct payments with ease. Reviewed on: 28th January 2022
Jeremy Bond's avatar
Jeremy Bond

Great

5
I started with a low credit and they review my use and affordability and once my finances look better the increase the credit.. to me that’s great Reviewed on: 28th January 2022
nkosana zondo's avatar
nkosana zondo

Excellent

5
This was a very simple way to borrow money, hassle free, all done on my phone and paid into my bank instantly. Reviewed on: 28th January 2022
Terrie White's avatar
Terrie White

Excellent

5
I was struggling to get a credit card but zopa came through fod me and it also quite clear as to what things i need to do to improve my changing of getting other products Reviewed on: 28th January 2022
Gurminder Kaur's avatar
Gurminder Kaur

Brilliant

5
Just so easy to use., with instant notifications of spending and payments.. The best c/c around. Reviewed on: 28th January 2022
John's avatar
John

Very helpful

5
Zopa is a great card, easy to use, no trouble with the app, and great for new credit customers. Reviewed on: 28th January 2022
Dave Smith's avatar
Dave Smith

Not happy with them

5
I'm vert happy since I been using this credit card it has helped me build my credit Reviewed on: 28th January 2022
Jodi's avatar
Jodi

Fantastic

5
I've had no problems with them money is available when I need it get good notify of offers and great deals and they have a good advice center if needed Reviewed on: 28th January 2022
David Sanders's avatar
David Sanders

Amazing

5
Great communication easily managed would recommend to anyone Reviewed on: 28th January 2022
Dominic's avatar
Dominic

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