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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Top notch

Excellent service easy to use application fixable payments dates Reviewed on: 28th March 2022

Zooplankton vote

I'm very happy with the service you provided Reviewed on: 28th March 2022

Reliable and trustworthy

Great company I like how easy it is to use the card and pay my bill. Reviewed on: 28th March 2022

Great product

Really easy to use the app. Everything about it was easy from start to finish Reviewed on: 28th March 2022

Excellent would recommend

Excellent nice and easy to keep track off your spending very easy to use app would recommend Reviewed on: 28th March 2022

Brilliant service

I can not fault this company always been there when I’ve needed them! So easy to use they also have a fair APR too can not fault! I already have recommended to other people also! Reviewed on: 28th March 2022

nice one easy to use the credit anytime anywhere.

i love to use the zopa credit card simple and safe to use. Reviewed on: 28th March 2022

Careful and responsible

Zopa ensure you can afford to pay back any credit and for me a very responsible lender. Reviewed on: 28th March 2022

Easy online service

Fantasticly easy to use app, well thought out, great services available online too, really looking forward to using the saver account. Reviewed on: 28th March 2022

Brilliant

Brilliant been with zopa for a 1 year now there brilliant Reviewed on: 28th March 2022

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