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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

The super credit card

I applied for this card as a friend told me about Zopa. I was unsure at first but after looking I was quickly convinced this card was right for me. The app is easy to use and the card is great and accepted everywhere Iv tried so far. Reviewed on: 28th March 2022

Brilliant 10 out of 10

Had no problem. Has been a brilliant credit card can't fault it already recommended freinds Reviewed on: 28th March 2022

Top notch

Excellent service easy to use application fixable payments dates Reviewed on: 28th March 2022

Zooplankton vote

I'm very happy with the service you provided Reviewed on: 28th March 2022

Reliable and trustworthy

Great company I like how easy it is to use the card and pay my bill. Reviewed on: 28th March 2022

Great product

Really easy to use the app. Everything about it was easy from start to finish Reviewed on: 28th March 2022

Excellent would recommend

Excellent nice and easy to keep track off your spending very easy to use app would recommend Reviewed on: 28th March 2022

Brilliant service

I can not fault this company always been there when I’ve needed them! So easy to use they also have a fair APR too can not fault! I already have recommended to other people also! Reviewed on: 28th March 2022

nice one easy to use the credit anytime anywhere.

i love to use the zopa credit card simple and safe to use. Reviewed on: 28th March 2022

Careful and responsible

Zopa ensure you can afford to pay back any credit and for me a very responsible lender. Reviewed on: 28th March 2022

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