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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Excellent service, never had a problem with zopa. The app is great at keeping you updated on payments needed and anything else I need to know. Reviewed on: 28th March 2022

Very good service

Lovely service Friendly agents Reviewed on: 28th March 2022

Win win

Win win experience. Get some cash whilst improving my credit score. What's not to love about this card. Reviewed on: 28th March 2022

Simple and efficient

I found the application process simple, and the app to keep track of spending and make payments helps me keep everything in order. Reviewed on: 28th March 2022

Friendly customer service

The customer service is grade A. Whenever I have a question or need additional help, I'm able to get in contact with someone and get an answer quickly. I had a particularly positive experience and wanted to share. Reviewed on: 28th March 2022

Very happy!

Excellent service and very useful app Reviewed on: 28th March 2022

great service

great app ,easy to use, so simple to work with Reviewed on: 28th March 2022

Fantastic

Very easy to keep an eye on what I'm spending and my limit via the app. Super secure with the added protection of sending a code for transactions to ensure its you using the card. Absolutely brilliant. Reviewed on: 28th March 2022

The super credit card

I applied for this card as a friend told me about Zopa. I was unsure at first but after looking I was quickly convinced this card was right for me. The app is easy to use and the card is great and accepted everywhere Iv tried so far. Reviewed on: 28th March 2022

Brilliant 10 out of 10

Had no problem. Has been a brilliant credit card can't fault it already recommended freinds Reviewed on: 28th March 2022

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