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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43445 reviews)

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4.94

Based on 43,445 reviews, last reviewed 10th Mar 2026

153600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Very good experience, easy to understand. Very good experience, easy to understand.. the app is well developed Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43445)

Top Company

Brilliant company. Would highly recommend. Brilliant to help people with a poor credit rating Reviewed on: 28th January 2022

Great must have.

Great card to have in your Bag. Easy to use. Easy to pay and updates to help keep on track. Reviewed on: 28th January 2022

Brilliant company

Zopa have help me gain control back and start to re build when no one else would easy app to use would highly recommend Reviewed on: 28th January 2022

fantastic service

everything online well explained website Reviewed on: 28th January 2022

Uk best credit card

Zopa best credit card for everyone Reviewed on: 28th January 2022

Very quick and efficient

Was so easy to apply for Zopa, made it so easy to have questions answered and overall a great service. Already recommended to friends and family. Reviewed on: 28th January 2022

Great easy to use

Only used once good to know there is a service for people with my credit rating onwards and upward thanks zopa Reviewed on: 28th January 2022

Brilliant credit card

Fantastic customer service brilliant app which keeps you up to date with all your spending and can easily make payments towards your amount owing it goes straight back onto your credit card to spend again definitely love it Reviewed on: 28th January 2022

Great

Great service good people to talk to Reviewed on: 28th January 2022

Amazing service

I love Zopa very good service , always happy to answer the query Reviewed on: 28th January 2022

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