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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Helpful and supportive

I find the app easy to manage and I get helpful notifications. Reviewed on: 28th March 2022

Outstanding

Personally I have had a great time whilst using there credit card.great rates and great customer service Thank you Reviewed on: 28th March 2022

Excellent service

Excellent service, never had a problem with zopa. The app is great at keeping you updated on payments needed and anything else I need to know. Reviewed on: 28th March 2022

Very good service

Lovely service Friendly agents Reviewed on: 28th March 2022

Win win

Win win experience. Get some cash whilst improving my credit score. What's not to love about this card. Reviewed on: 28th March 2022

Simple and efficient

I found the application process simple, and the app to keep track of spending and make payments helps me keep everything in order. Reviewed on: 28th March 2022

Friendly customer service

The customer service is grade A. Whenever I have a question or need additional help, I'm able to get in contact with someone and get an answer quickly. I had a particularly positive experience and wanted to share. Reviewed on: 28th March 2022

Very happy!

Excellent service and very useful app Reviewed on: 28th March 2022

great service

great app ,easy to use, so simple to work with Reviewed on: 28th March 2022

Fantastic

Very easy to keep an eye on what I'm spending and my limit via the app. Super secure with the added protection of sending a code for transactions to ensure its you using the card. Absolutely brilliant. Reviewed on: 28th March 2022

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