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Zopa: Credit card reviews

4.94
Based on 43,447 reviews, last reviewed 10th Mar 2026
153650% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service always happy to help and offe... Great customer service always happy to help and offer great customer service excellent security measures in place, easy to use app Reviewed on: 10th March 2026
Tony's avatar
Tony

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43447)

Never had a problem

5
Never had a problem with this company Reviewed on: 28th January 2022

Quick and easy

5
Quick application process, very clear and easy to understand, no hidden costs, and a customer service is amazing Reviewed on: 28th January 2022

Great experience

5
Zopa app is great even allows you to set a limit of how much you spend monthly. I have tother credit cards but none offer this. Reviewed on: 28th January 2022

Excellent service and 5 star

5
Very easy to use app, pop aynebys clear immediately Reviewed on: 28th January 2022

Excellent

5
Excellent service, I like that you always know exactly how much is left and the text notifications letting you know what you've spent and how much you is left Reviewed on: 28th January 2022

Great bank

5
Zopa is ideal Customer service is excellent Brilliant bank Reviewed on: 28th January 2022

My review

4
Brilliant easy to use and understand low fees Reviewed on: 28th January 2022

Excellent

5
Easy to work with brilliant service Reviewed on: 28th January 2022

Brilliant

5
Brilliant customer service and can’t fault anything so far Reviewed on: 28th January 2022

Good site

5
It’s a good, clear and helpful website Reviewed on: 28th January 2022

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