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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great

5
Very easy and helpful I would definitely recommend to friends and family Reviewed on: 28th March 2022
Mark Drake's avatar
Mark Drake

Credit when you need it the most

5
Application was straight forward, no hassle, selected the suitable credit amount to suit me, card arrived within days, and the on line app is very useful and alerts you when your card has been used so you can keep tabs on your spending Reviewed on: 28th March 2022
Tracy's avatar
Tracy

Zopa is the Best

5
Zopa is the best company for credit cards n loans with best rates in the market n great customer service.! Thank you Zopa Reviewed on: 28th March 2022
Hemal's avatar
Hemal

Excellent service

5
Very pleased with the no hassle , no fuss , overall excellent service . Reviewed on: 28th March 2022
John Scott's avatar
John Scott

Zopa Credit Card

5
Very useful with a friendly use APP. I got it quickly and used it without any problem at shopping. Reviewed on: 28th March 2022
Moji's avatar
Moji

Excellent service

5
Reliable, efficient, modern and upto date banking.Highly recommend. Reviewed on: 28th March 2022
Cathy's avatar
Cathy

Modern and meaningful

5
I find Zopa both modern in its approach, look, feel and support but meaningful too, it does what it says on the tin and works with you as opposed to just fancy marketing there is substance there too. Reviewed on: 28th March 2022
Jason's avatar
Jason

The best bank I have used

5
They have been very quick and helpful with everything I’ve needed! Reviewed on: 28th March 2022
Abby Levesley's avatar
Abby Levesley

Helpful and supportive

5
I find the app easy to manage and I get helpful notifications. Reviewed on: 28th March 2022
Lauren Clooney's avatar
Lauren Clooney

Outstanding

5
Personally I have had a great time whilst using there credit card.great rates and great customer service Thank you Reviewed on: 28th March 2022
Wayne Foster's avatar
Wayne Foster

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