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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Really easy to view in app

4
I really like the app and the fact I can get access to my pin would highly recommend! Reviewed on: 28th March 2022
Clare's avatar
Clare

Excellent service

5
Excellent service no problems at all since I started using my zopa credit card Reviewed on: 28th March 2022
A wood's avatar
A wood

Great

5
Very easy and helpful I would definitely recommend to friends and family Reviewed on: 28th March 2022
Mark Drake's avatar
Mark Drake

Credit when you need it the most

5
Application was straight forward, no hassle, selected the suitable credit amount to suit me, card arrived within days, and the on line app is very useful and alerts you when your card has been used so you can keep tabs on your spending Reviewed on: 28th March 2022
Tracy's avatar
Tracy

Zopa is the Best

5
Zopa is the best company for credit cards n loans with best rates in the market n great customer service.! Thank you Zopa Reviewed on: 28th March 2022
Hemal's avatar
Hemal

Excellent service

5
Very pleased with the no hassle , no fuss , overall excellent service . Reviewed on: 28th March 2022
John Scott's avatar
John Scott

Zopa Credit Card

5
Very useful with a friendly use APP. I got it quickly and used it without any problem at shopping. Reviewed on: 28th March 2022
Moji's avatar
Moji

Excellent service

5
Reliable, efficient, modern and upto date banking.Highly recommend. Reviewed on: 28th March 2022
Cathy's avatar
Cathy

Modern and meaningful

5
I find Zopa both modern in its approach, look, feel and support but meaningful too, it does what it says on the tin and works with you as opposed to just fancy marketing there is substance there too. Reviewed on: 28th March 2022
Jason's avatar
Jason

The best bank I have used

5
They have been very quick and helpful with everything I’ve needed! Reviewed on: 28th March 2022
Abby Levesley's avatar
Abby Levesley

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