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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Nice to deal with

Helpful company to do business with Reviewed on: 28th March 2022

Help me to build my credit

Zopa is user friendly and has helped me to understand and improve my credit score. With helping me manage my finances Reviewed on: 28th March 2022

Great service

Help me pay on time and very easy to use and setting up was simple Reviewed on: 28th March 2022

Zora

Dragomir Dobrev I am very pleased with your services. Thank you for being there and helping people Reviewed on: 28th March 2022

Fantastic easy to use account and app. Would recommend to everyone.

I've had no bother with this account. Fantastic customer service. You always get all the help u need to solve any problem. Highly recommend Reviewed on: 28th March 2022

5 out of 5

Brilliant service, easy ways to pay, automatic updates on any transactions, instant update when deposits made. Reviewed on: 28th March 2022

Excellent

Could not fault the process from application to receiving the card. Reviewed on: 28th March 2022

Simple and easy to use

Great for improving my credit score Reviewed on: 28th March 2022

Really easy to view in app

I really like the app and the fact I can get access to my pin would highly recommend! Reviewed on: 28th March 2022

Excellent service

Excellent service no problems at all since I started using my zopa credit card Reviewed on: 28th March 2022

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