Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

The best card I ever had!

I am very happy with my Zopa card. It is easy to manage and the customer service is spot-on. Reviewed on: 28th March 2022

Good

Very good and very fair interest rates Reviewed on: 28th March 2022

Nice to deal with

Helpful company to do business with Reviewed on: 28th March 2022

Help me to build my credit

Zopa is user friendly and has helped me to understand and improve my credit score. With helping me manage my finances Reviewed on: 28th March 2022

Great service

Help me pay on time and very easy to use and setting up was simple Reviewed on: 28th March 2022

Zora

Dragomir Dobrev I am very pleased with your services. Thank you for being there and helping people Reviewed on: 28th March 2022

Fantastic easy to use account and app. Would recommend to everyone.

I've had no bother with this account. Fantastic customer service. You always get all the help u need to solve any problem. Highly recommend Reviewed on: 28th March 2022

5 out of 5

Brilliant service, easy ways to pay, automatic updates on any transactions, instant update when deposits made. Reviewed on: 28th March 2022

Excellent

Could not fault the process from application to receiving the card. Reviewed on: 28th March 2022

Simple and easy to use

Great for improving my credit score Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.27 from 41 reviews
Credit card
from Vanquis 4.23 from 561 reviews
Everyday Credit Card
from Creation 2.72 from 20 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub