Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43450 reviews)

View other Zopa products

4.94

Based on 43,450 reviews, last reviewed 10th Mar 2026

153800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simple , smooth quality and Happy quick . Simple , smooth quality and quick . Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43450)

Zopa good

Zopa service is very welcoming and warm Reviewed on: 29th January 2022

My first choice credit card

Great Card, Great Customer Service and has helped me improve my credit score. Reviewed on: 29th January 2022

Outstanding very friendly

Great service make regular payments intrest charges are very good too Reviewed on: 29th January 2022

Quick and easy

Quick and easy to apply for no matter the credit score. App is very simple to use and has all necessary features Reviewed on: 29th January 2022

Quick, easy, secure

applied and received in a quick, really simple to activate and easy to use, Feel secure to use it. Reviewed on: 29th January 2022

Ms

Excellent service and good communication Reviewed on: 29th January 2022

Zopa credit card

Great card to use . Very simple and easy. Reviewed on: 29th January 2022

Aviva

Easy to use, help when you need it Reviewed on: 29th January 2022

Simple and affordable

I tried numerous credit cards but since i start to use zopa I don't need to try another one. Highly recommend Reviewed on: 29th January 2022

Best card for low income

So easy to apply for and easy to manage with a great app for your phone. A+ Reviewed on: 29th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from 118 118 Money 4.84 from 1103 reviews
Credit card
from Chase Bank 4.95 from 371 reviews
Partnership Card
from John Lewis 1.31 from 889 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5933 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub