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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

Been faultless throughout me dealing with zopa. The app the phone call ls Reviewed on: 28th March 2022

They are very helpful and understanding

I have had excellent services from zopla I would recommend them to anyone of my family and friends Reviewed on: 28th March 2022

Highly recommended

Highly recommended great company quick and easy to set up. Recommended to family already Reviewed on: 28th March 2022

Fab and efficient service!

Was very impressed by Zopa, APP is very easy to use, credit limit explained easily etc. Reviewed on: 28th March 2022

Best company

This Is one one the best credit cards companies i have ever used and the app and credit rating feature is amazing. Reviewed on: 28th March 2022

Brilliant

Zopa trusted me when no one did and set me off on the road to a better credit score and being accepted for more credit by other lenders, building my score back up after a struggle due to relationships breakdown. Thank you zopa Reviewed on: 28th March 2022

Quality

Absolutely fantastic so easy to use money goes on straight away good service all round Reviewed on: 28th March 2022

Yep, recommended

Very happy, excellent service Very efficient bank. Well detailed Reviewed on: 28th March 2022

Amazing credit card

Very impressive with this card and was recommended by a friend. It’s nice to have a card that isn’t associated with a major high street bank Reviewed on: 28th March 2022

Great nCompany

nice and eay helpful when you need it great company Reviewed on: 28th March 2022

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