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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing credit card

Very impressive with this card and was recommended by a friend. It’s nice to have a card that isn’t associated with a major high street bank Reviewed on: 28th March 2022

Great nCompany

nice and eay helpful when you need it great company Reviewed on: 28th March 2022

Best credit card provider

Very fair and understanding not like most credit providers make you feel like a customer rather then a borrower Reviewed on: 28th March 2022

Straightforward, affordable, accessible

Since getting my Zopa credit card I have found it very user friendly. The app is clear and straightforward to use. Everything is transparent amd easy to use and charging is very fair. Any credits paid on the account and any purchases made are updated immediately so you always know how much money you have available. I would highly recommend Zopa Reviewed on: 28th March 2022

fantastic

really good and i would recommend to people i know. Reviewed on: 28th March 2022

Excellent

No problem whatsoever. As a new card holder I sometimes had to contact someone with a question or query. Customer services were very quick, knowledgeable and understanding. Very good company. Reviewed on: 28th March 2022

ZOPA CREDIT CARD

My experience with Zopa is nothing but full of satisfaction. I have been so much satisfied with the service and will highly recommend it to anyone. Reviewed on: 28th March 2022

Awesome

Seemless. Helpful and easy to use. Reviewed on: 28th March 2022

The Best

Best ever card,easy to use as it is very quick to show payments made. Reviewed on: 28th March 2022

Easy to use, great for your credit

Zopa is easy to use and set up, repayments are made easy by either setting up an automatic debit transaction or manually paying. It increases your credit score where needed. The app is very straight forward and easy to install and set up. I would 100% recommend using Zopa as it can be a great help when you need extra money. Reviewed on: 28th March 2022

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