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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Quick and easy app

Neat easy service, smooth transactions Reviewed on: 28th March 2022

Fair trusting sensible

Offered credit when needed despite low credit score and very sensible about their credit limits. Reviewed on: 28th March 2022

Zopa

Been faultless throughout me dealing with zopa. The app the phone call ls Reviewed on: 28th March 2022

They are very helpful and understanding

I have had excellent services from zopla I would recommend them to anyone of my family and friends Reviewed on: 28th March 2022

Highly recommended

Highly recommended great company quick and easy to set up. Recommended to family already Reviewed on: 28th March 2022

Fab and efficient service!

Was very impressed by Zopa, APP is very easy to use, credit limit explained easily etc. Reviewed on: 28th March 2022

Best company

This Is one one the best credit cards companies i have ever used and the app and credit rating feature is amazing. Reviewed on: 28th March 2022

Brilliant

Zopa trusted me when no one did and set me off on the road to a better credit score and being accepted for more credit by other lenders, building my score back up after a struggle due to relationships breakdown. Thank you zopa Reviewed on: 28th March 2022

Quality

Absolutely fantastic so easy to use money goes on straight away good service all round Reviewed on: 28th March 2022

Yep, recommended

Very happy, excellent service Very efficient bank. Well detailed Reviewed on: 28th March 2022

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