Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,453 reviews, last reviewed 10th Mar 2026
153950% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa's services from the App to customer services is... Zopa's services from the App to customer services is exceptional, second to none and interest rates very favourable indeed, can't fault Zopa on any le... Read more Reviewed on: 10th March 2026
Paul F's avatar
Paul F

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43453)

very good

5
I am very pleased with the zopa bank I recommend to all my friends recently I have recommended to Mr. Radoslaw Tomczak Reviewed on: 29th January 2022
radoslaw tomczak's avatar
radoslaw tomczak

Best Credit Card Experience

5
I have dealt with many credit cards companies during the years, hence, Zopa seemed to be the best reliable one and the customer service they provide is the best since now. Thank you for your services and understanding when needed. Reviewed on: 29th January 2022
Adrian G's avatar
Adrian G

Good company

5
No problems at all good service all around Reviewed on: 29th January 2022
falcon Lord's avatar
falcon Lord

Zopa is great

5
Fast to apply great customer service.. Reviewed on: 29th January 2022
Philip bristow 's avatar
Philip bristow

Simple and amazing

5
Zopa have been absolutely brilliant. They make things easy to understand, the app is great and simple and when I’ve contacted customer services it’s been a pleasure. 10/10 for sure! Reviewed on: 29th January 2022
James Woodwiss 's avatar
James Woodwiss

NUMBER 1

5
A GREAT AND EASY TO USE APP ,WITH A VERY QUICK RESPONCE, A VERY HELPFULL SUPPORT TEAM 10 OUT OF 10 Reviewed on: 29th January 2022
JASON HOGARTH's avatar
JASON HOGARTH

Easy and perfect service

5
I am using zopa and it's too easy to use,very good service and and perfect application.. Reviewed on: 29th January 2022
makho taekwan's avatar
makho taekwan

Simple and easy. Great for building credit!

5
Really happy with zopa, can make payments whenever I would like to and set up my monthly payment on top of that. Reviewed on: 29th January 2022
Danielle95's avatar
Danielle95

Simple operation

4
Simple and transparency operations throughout all Zopa transaction is clear Kodus! Reviewed on: 29th January 2022
Anthony Idezuna's avatar
Anthony Idezuna

Helped me when others wouldn't

5
I don't have the best credit score and was in need of some extra help until pay day and zopa were the only ones who accepted thanks guys Reviewed on: 29th January 2022
Bai201216's avatar
Bai201216

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill