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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service and great company

Fantastic customer service and extremely helpful for people rebuilding their credit scores. Reviewed on: 28th March 2022

Zopa credit card

Easy to use no fuss credit card. Would highly recommend it to others Reviewed on: 28th March 2022

Great and easy to manage credit card

Zopa is an easy to use credit card that also offers great tips on building your credit back up. Super easy app and regular reviews of your account make it super easy to get confidence in rebuilding credit Reviewed on: 28th March 2022

Friendly/1st class service

I recommend to all, great service. Reviewed on: 28th March 2022

Best bank

Best experience i ever had with any credit card bank Reviewed on: 28th March 2022

Outstanding service provider

From start to finish, Zopa was efficient within the application process to the delivery of the credit card. The app is user friendly. Couldn't be more impressed! Well done Zopa, you deserve an award. Reviewed on: 28th March 2022

Excellent

Great customer exoerience from day one Reviewed on: 28th March 2022

Great card to build the credit

Brilliant card to start rebuilding the credit score they give me a chance when i thought nobody will accept me for a card with my credit score and they don’t charge an arm and a leg would recommend to everyone who wants to start anew Reviewed on: 28th March 2022

Keeps you in the loop

You get notifications regarding the account Reviewed on: 28th March 2022

Very good

For the moment is good for me and help me so much. Thanks Reviewed on: 28th March 2022

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