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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent all round

My experience with Zopa has been excellent, the affordability checking, the easy to use app and affordable APR. Reviewed on: 28th March 2022

Great card!

This is a great card. Best I’ve had Reviewed on: 28th March 2022

[email protected]

I would recommend zopa to anyone they have been 100% I missed a payment and they did not hassle you for payment just told you by message what you would have to pay and I payed it there great Reviewed on: 28th March 2022

Hassle free

Simple to use app for making payments and keeping a track of your finances and spending Reviewed on: 28th March 2022

Fantastic bank with customers wishes at heart

Zopa make banking easy and with everything under one roof. Simplicity at its best. What you see is what you get, just the best out there! Reviewed on: 28th March 2022

Love how easy it is to use

Quick easy and idiot proof helps me keep my finances in order Reviewed on: 28th March 2022

Great credit card with no hassle

I love my zopa card it's great for everyday purchases easy to use and very helpful. Reviewed on: 28th March 2022

Great card

Gread good app. Good rate on card easy to apply for Reviewed on: 28th March 2022

Great service and great company

Fantastic customer service and extremely helpful for people rebuilding their credit scores. Reviewed on: 28th March 2022

Zopa credit card

Easy to use no fuss credit card. Would highly recommend it to others Reviewed on: 28th March 2022

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