Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 36,688 reviews, last reviewed 11th Mar 2025
203000% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service. Excellent customer service. Always happy to help Reviewed on: 11th March 2025
Wendy m's avatar
Wendy m

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025
Mark B's avatar
Mark B

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36688)

Review of the Zopa, Credit Card:

Regular credit updates, tracking your score...

5
An easy to use App, with weekly updates on your credit standing as well as the opportunity to unlock other offers, offering advice to assist with your journey. Reviewed on: 10th April 2024

Great APR, great customer service, easy to use app

5
Great APR, great customer service, easy to use app Reviewed on: 5th March 2025

Great company

5
Great company to deal with, really helpful Reviewed on: 5th March 2025

This credit card is very friendly use and the custom...

5
This credit card is very friendly use and the customer service was too good Reviewed on: 5th March 2025

Very positive experience

5
Very positive experience, would recommend Reviewed on: 5th March 2025

Keeping you informed

5
I have had a good experience with Zopa, they keep you up to date with any changes and increases as and when available. I haven’t dealt with them directly over the phone but they make it easy so you don’t need to. Reviewed on: 5th March 2025

Zopa have always ensured that as a customer I have b...

5
Zopa have always ensured that as a customer I have been looked after. Reviewed on: 4th March 2025

Excellent service

5
I was give a low credit to start with but hen offered a higher limit which I accepted it’s easy to control how much you want to spend out of your limit Reviewed on: 4th March 2025

Excellent Service

5
I’ve only had great experiences with using Zopa and their interest rates are very good and I’ve been very happy with the product. Reviewed on: 4th March 2025

Applying was so simple, acceptance was such a comfor...

5
Applying was so simple, acceptance was such a comfort & help at a time needed, the app is so simple & informative to use & payment update is just brilliant, Can't recommend Zopa enough & Thank You Reviewed on: 4th March 2025

Excellent credit card with an easy to use app.

5
Excellent credit card with an easy to use app. Reviewed on: 4th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products