Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36701 reviews)

View other Zopa products

4.93

Based on 36,701 reviews, last reviewed 17th Mar 2025

203650% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very professional and helpful customer service Very professional and helpful customer service Reviewed on: 17th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36701)

Review of the Zopa, Credit Card:

Interest increases

I have had 5 interest rate increases in the past 12 months, 2 increases were 1 month apart. I have never been offered a credit limit increase and have had the card for 2 years +, leading me to take a new card from another provider who instantly gave me a credit limit 6 times larger than zopa, and also gave me a far lower interest rate. Reviewed on: 21st February 2023

Very prompt dealing with issues and really good cust...

Very prompt dealing with issues and really good customer service there is no problem too small and very pleased to use Zopa also I recommend it to friends Reviewed on: 4th March 2025

All good

Have had no problems at all. All good for me and have told friends and family about it. Reviewed on: 4th March 2025

Easy to use.

Easy to use.i can only speak about y experience but all has been easy and good so far Reviewed on: 4th March 2025

It’s delivered as it said would, app is very helpful...

It’s delivered as it said would, app is very helpful in getting transaction details Reviewed on: 4th March 2025

Overall perfect

Overall, I find the service to be positive: The process has been smooth, and I appreciated the efficiency and professionalism of your team. The staff was helpful when she called for a review, and I had a great experience. I believe there will be room for improvement if need be Reviewed on: 4th March 2025

Not to be missed.

Very supportive offering lot of services to aid you in managing and protecting your money. Offering lots of advice on how to increase your credit score, and how to protect yourself from scams and fraud. Reviewed on: 4th March 2025

Absolutely brilliant.

Absolutely brilliant. Best credit card. I would like a higher limit but I'm happy with Zopa. Reviewed on: 4th March 2025

It's been a painless stress free experience in getti...

It's been a painless stress free experience in getting the card and the Mobile App is very convenient and easy to use to manage my account, so very happy with the service i get from Zopa Reviewed on: 4th March 2025

Zopa provides a good service and has offered me an i...

Zopa provides a good service and has offered me an increase in my credit amount which I’m very happy with. It gives me advise on managing money and been responsible when borrowing. Reviewed on: 4th March 2025

Very good service.

Very good service. Customer service is also very good and easy Reviewed on: 3rd March 2025

Alternative products

Classic Extra Card
from Capital One 3.85 from 6 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Everyday Credit Card
from Creation 2.63 from 18 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub