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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36720 reviews)

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4.93

Based on 36,720 reviews, last reviewed 28th Mar 2025

409400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Have a Zopa card and would highly recommend very go... Have a Zopa card and would highly recommend very good customer service Reviewed on: 28th March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36720)

Review of the Zopa, Credit Card:

First class experience- great customer service

First class experience- great customer service Reviewed on: 1st March 2025

Have a Zopa card and would highly recommend very go...

Have a Zopa card and would highly recommend very good customer service Reviewed on: 28th March 2025

Easy application process.

Easy application process. Good human interaction from Zopa's side as part of the checks. Realistic amounts offered. All round excellent service. Reviewed on: 28th March 2025

Excellent

Very transparent and good at not letting you down. Reviewed on: 27th March 2025

I’ve been using the Zopa credit card for a while now...

I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Reviewed on: 26th March 2025

Card for all

I applied for a credit card and the process was easy to understand set out in understanding English my whole experience with this company as been a positive experience Reviewed on: 26th March 2025

Everything is great

Everything is great. Easy to set up Reviewed on: 26th March 2025

Easy access to app and emails. Excellent!

Easy access to app and emails. Regular updates on account. Good accessible up to date information on app. Regular communication when payments are due. Excellent! Reviewed on: 25th March 2025

Easy to get access using apps quick response on requ...

Easy to get access using apps quick response on request Reviewed on: 24th March 2025

I haven’t had any problems with this company.

I haven’t had any problems with this company. There really good and always keep me informed. Great company . I would recommend this company to anyone Reviewed on: 24th March 2025

They are great

They are a great credit card company and never had any problems with them Reviewed on: 24th March 2025

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