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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (36966 reviews)

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4.93

Based on 36,966 reviews, last reviewed 31st Mar 2025

432800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very good and easy credit card to use highly recommend. Very good and easy credit card to use highly recommend. Reviewed on: 31st March 2025

Latest lowest rating:

1

Can't get any where with you . Can't get any where with you will not let me have anything Reviewed on: 17th January 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (36966)

Review of the Zopa, Credit Card:

I’ve been using the Zopa credit card for a while now...

I’ve been using the Zopa credit card for a while now, and I must say, it has been a fantastic experience. The standout feature for me is the Zopa mobile app—it’s incredibly intuitive, allowing me to track spending, set payment reminders, and manage my card with ease. Everything is clear and well-organized, making financial management simple even for someone who isn’t tech-savvy. Another huge plus is the customer service. Whenever I’ve had a query, their team has been quick to respond and genuinely helpful, which isn’t always the case with credit card providers. The application process was also fast and hassle-free, with a quick decision and smooth onboarding. The interest rates and fees are competitive, and I love that Zopa offers real-time spending insights to help me stay on top of my finances. However, one area for improvement would be the ability to request credit limit increases, as this currently isn’t an option. Also, at the time of writing, Apple Pay and Google Pay aren’t supported, which would be a great addition for convenience. Overall, if you’re looking for a modern, app-based credit card with great customer support and easy financial tracking, Zopa is a solid choice. I’d highly recommend it to anyone who values a digital-first experience! Reviewed on: 26th March 2025

Very good and easy credit card to use highly recommend.

Very good and easy credit card to use highly recommend. Reviewed on: 31st March 2025

First class customer service experience.

First class customer service experience. Promptly answered by knowledgeable agent. Reviewed on: 31st March 2025

Excellent Costomer support

Excellent Costomer support and well organised system Reviewed on: 31st March 2025

Very helpful controlling finances I am very happy

Very helpful controlling finances I am very happy Reviewed on: 31st March 2025

Everything you need from a credit card

Everything you need from a credit card Reviewed on: 31st March 2025

Good, I am happy

Good, I am happy , never had any problem Reviewed on: 31st March 2025

App very user friendly, all finance options explaine...

App very user friendly, all finance options explained, good access to other linked bank accounts with credit file explanation's. Reviewed on: 31st March 2025

Nice experience using this card very helpful.

Nice experience using this card very helpful. Reviewed on: 31st March 2025

Great card with no hassle, customer service support...

Great card with no hassle, customer service support is really good, fix things quickly Reviewed on: 31st March 2025

Easy to use

App is easy to navigate, regular email keep you up to date with changes etc. never had any issues using the card Reviewed on: 31st March 2025

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