Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37207 reviews)

View other Zopa products

4.93

Based on 37,207 reviews, last reviewed 10th Apr 2025

455600% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I may soon be applying for one . I may soon be applying for one . Reviewed on: 10th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37207)

Review of the Zopa, Credit Card:

From day one I've always been treated like a human,...

From day one I've always been treated like a human, not just a number. I would recommend zopa to all my friends Reviewed on: 31st March 2025

I may soon be applying for one .

I may soon be applying for one . Reviewed on: 10th April 2025

Good they do what they state and help people to get...

Good they do what they state and help people to get on the credit ladder so you are able to start getting a good credit rating Reviewed on: 10th April 2025

Customer Care

I have had my credit card for over a year and find the Customer Seevice people very nice and friendly and are there genuinely to help Reviewed on: 10th April 2025

Ease of application & quick approval.

Ease of application & quick approval. Card received quickly, online access to account makes keeping track so easy . Reviewed on: 10th April 2025

Great card, App very easy to use.

Great card, App very easy to use. Reviewed on: 10th April 2025

Had my credit card over a year and never had one com...

Had my credit card over a year and never had one complaint Reviewed on: 10th April 2025

Zopa bank Excellent, I always keep it for everything

Zopa bank Excellent, I always keep it for everything Reviewed on: 10th April 2025

Best credit card experience ever

Best credit card experience ever Reviewed on: 10th April 2025

Have been with Zopa a while now won’t give me a bett...

Have been with Zopa a while now won’t give me a better credit limit but otherwise very good to deal with and card security very good Reviewed on: 9th April 2025

Great card very useful and good limit

Great card very useful and good limit Reviewed on: 9th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.56 from 8 reviews
Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub