Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37146 reviews)

View other Zopa products

4.93

Based on 37,146 reviews, last reviewed 7th Apr 2025

449900% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Card A reasonably affordable card with a good, easy to follow and operate website. Reviewed on: 7th April 2025

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37146)

Review of the Zopa, Credit Card:

Really simple to apply for then manage using the App...

Really simple to apply for then manage using the App Reviewed on: 31st March 2025

Excellent Card

A reasonably affordable card with a good, easy to follow and operate website. Reviewed on: 7th April 2025

Hi a have a loan with Zopa good .

Hi a have a loan with Zopa good . Reviewed on: 7th April 2025

Great Credit Card

Excellent service and offer very good advice.They will never put you in a position where you cannot afford the card and if you were in such a position, they would listen to your concerns. Reviewed on: 7th April 2025

Great Card and app.

Love that the Zopa app let's me see & control everything I need to with my Zopa credit card and Zopa savings accounts. Easily accessible funds with both a physical card & the option to add it to my Google wallet too, great customer service, happy all round. Reviewed on: 7th April 2025

Brilliant service brilliant except new clients...

Brilliant service brilliant except new clients making people feel there are someone Reviewed on: 7th April 2025

Very good service, friendly and helpful service

Very good service, friendly and helpful service Reviewed on: 7th April 2025

Great card great customer service Would recomend to...

Great card great customer service Would recomend to anyone good or poor credit Reviewed on: 7th April 2025

Brilliant credit card

I love the app and customer service is very good i recommend Zopa to my friends and family. I intend to open a savings account too Reviewed on: 7th April 2025

No fuss, excellent service, quick and easy to get st...

No fuss, excellent service, quick and easy to get started. Good way of getting a good credit rating. Reviewed on: 7th April 2025

Very nice and very workable all nice and well comein...

Very nice and very workable all nice and well comeing it was good to hear from someone who knows a lot about what people are going through Reviewed on: 7th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Building Credit Card
from Vanquis 4.70 from 8167 reviews
Premier Credit Card
from HSBC 3.83 from 20 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub