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Zopa: Credit Card reviews

4.93
Based on 37,084 reviews, last reviewed 5th Apr 2025
444000% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Every step was very easy there was no messing about. Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025
David Burns's avatar
David Burns

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37084)

Review of the Zopa, Credit Card:

Zopa is the best credit card I've ever had

5
Zopa is a brilliant credit company with quite a few products available i have told all my friends and family about zopa their app is very easy to navigate and you can set a credit cushion for a limit you chose meaning you'll never exceed your credit Reviewed on: 2nd April 2025

Every step was very easy there was no messing about.

5
Every step was very easy there was no messing about. It was a simple application, quick decision and I had the xard in a couple of days. Reviewed on: 5th April 2025

Easy application process didn't take long

5
Easy application process didn't take long Reviewed on: 5th April 2025

Have zopa credit card Best service.

5
Have zopa credit card Best service. Reviewed on: 5th April 2025

Zopa trusted me when other creditors wouldn't.

5
Zopa trusted me when other creditors wouldn't. They have helped me get out of a long period of financial hardship. I am even thinking of getting their bank account. The repayments are affordable and there is no hidden fees. I would highly recommend them to anyone facing financial difficulties. Reviewed on: 5th April 2025

Found them to be fare good customer services had ba...

5
Found them to be fare good customer services had barkclay card an there a lot better then barkclay card Reviewed on: 5th April 2025

very good experience from start to finish

5
very good experience from start to finish amazing company Reviewed on: 5th April 2025

Good experience

5
Good experience easy to use website Reviewed on: 5th April 2025

Best credit card for me

5
It’s easy to pay with a Zopa Credit card. The app is great lets you see what you owe at a glance. Reviewed on: 5th April 2025

The card was easy to apply for and came very...

5
The card was easy to apply for and came very quickly Reviewed on: 5th April 2025

Good and excellent

5
Good and excellent rate. Easy to handle online Reviewed on: 5th April 2025

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