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Zopa: Credit Card reviews

4.93
Based on 37,073 reviews, last reviewed 5th Apr 2025
442900% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Been with Zopa a while now and love and enjoy the se... Been with Zopa a while now and love and enjoy the service and facilities in the app and on line. Transparent and easy to navigate. The card itself is ... Read more Reviewed on: 5th April 2025
Patrick Kelly's avatar
Patrick Kelly

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37073)

Review of the Zopa, Credit Card:

Zopa tells if your borrowing power stays the same or...

5
Zopa tells if your borrowing power stays the same or goes up and i feel that very helpful Reviewed on: 2nd April 2025

Been with Zopa a while now and love and enjoy the se...

5
Been with Zopa a while now and love and enjoy the service and facilities in the app and on line. Transparent and easy to navigate. The card itself is flexible, with lots of added perks. Highly recommend trying - Zopa out!!. Reviewed on: 5th April 2025

Very good and app is straight forward

5
Very good and app is straight forward Reviewed on: 5th April 2025

very easy to apply ,the best credit card I...

5
very easy to apply ,the best credit card I ever had Reviewed on: 5th April 2025

Very good experience and easy to apply

5
Very good experience and easy to apply Reviewed on: 5th April 2025

Credit Card

5
I am always updated on how much I have spent. Notifications are always clear and precise The app is very easy to use. I have never had any issues with Zopa Reviewed on: 5th April 2025

Very good the rates are excellent customer service e...

5
Very good the rates are excellent customer service excellent Reviewed on: 5th April 2025

All round great product

5
So easy to apply for. So easy to use. App is equally easy to navigate. Good card for getting back in the credit game as limit increases once credibility earned. Have recommended to many people already. Reviewed on: 5th April 2025

Not great

3
No Apple Pay and poor customer service for people with hearing impairments Reviewed on: 5th April 2025

Best credit card I have ever had.

5
Best credit card I have ever had. Credit amount just right for me Reviewed on: 5th April 2025

For balance to clear after payment is within minutes.

5
For balance to clear after payment is within minutes. Fastest credit card I know. Reviewed on: 5th April 2025

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