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Zopa: Credit Card reviews

4.93
Based on 37,175 reviews, last reviewed 8th Apr 2025
452600% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

easy to use and managable i have found the card easy to use only. downfall is my apr is going up but otherwise very easy to use and security is spot on. i have a large amount o... Read more Reviewed on: 8th April 2025
pauline d's avatar
pauline d

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37175)

Review of the Zopa, Credit Card:

Good value for money excellent customer service

5
Good value for money excellent customer service Reviewed on: 3rd April 2025

easy to use and managable

5
i have found the card easy to use only. downfall is my apr is going up but otherwise very easy to use and security is spot on. i have a large amount on mine which allows me to pay for holidays etc. Reviewed on: 8th April 2025

Nice experience, from what I have seen about ZOPA

5
Nice experience, from what I have seen about ZOPA Reviewed on: 8th April 2025

I have had a Zopa account for a while now and I have...

5
I have had a Zopa account for a while now and I have been using it since with no issues and I have no hesitation to recommend it to anyone who is looking for a new account Ian B Reviewed on: 8th April 2025

I haven't had it long but never had any issues has y...

5
I haven't had it long but never had any issues has yet would definitely recommend it Reviewed on: 8th April 2025

Just received my card with no issues.

5
Just received my card with no issues...very happy Reviewed on: 8th April 2025

Easy to use

5
Easy app to use along side the card Reviewed on: 8th April 2025

Straight forward app and easy to use

5
Straight forward app and easy to use Reviewed on: 8th April 2025

Trying for a credit card to build my credit file and...

5
Trying for a credit card to build my credit file and this company looked really good Reviewed on: 8th April 2025

Easy to use credit card !

5
Easy to use credit card ! having my loan and credit card in place make so much sense Reviewed on: 8th April 2025

My experience

4
Quick and efficient and prompt exactly what you are looking for . Reviewed on: 8th April 2025

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