Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38873 reviews)

View other Zopa products

4.93

Based on 38,873 reviews, last reviewed 22nd Apr 2025

27% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No complain. No complain. The service is excellent Reviewed on: 22nd April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38873)

Review of the Zopa, Credit Card:

GREAT SERVICE

Very easy to use the ap and assistance with replacement of my credit card. Reviewed on: 20th April 2025

No complain.

No complain. The service is excellent Reviewed on: 22nd April 2025

Great card, easy to make additional payments that ar...

Great card, easy to make additional payments that are processed immediately. Easy app to navigate Reviewed on: 22nd April 2025

.good experiance

.100% very good, so hapy with experiance Reviewed on: 22nd April 2025

App is good and easy to use - will open a bank acco...

App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

Easy aplication, app is also very easy to navigate

Easy aplication, app is also very easy to navigate Reviewed on: 22nd April 2025

Outstanding product & services

Excellent product & services always going the extra mile to ensure the highest service possible! Reviewed on: 22nd April 2025

Outstanding and fast.

Outstanding and fast. One of the best credit provider Reviewed on: 22nd April 2025

I have a very low credit rating, they accepted me,...

I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

Easy to use and efficient .always available Reviewed on: 22nd April 2025

great credit card I love it im using from last three...

great credit card I love it im using from last three month Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.89 from 18 reviews
Credit Card
from Metro Bank 4.85 from 879 reviews
Platinum Credit Card
from Barclaycard 3.85 from 307 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub