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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43503)

Quick & Easy

5
Quick and easy to apply with simple to understand terms. Reviewed on: 25th January 2022
Michael R's avatar
Michael R

Great Service

5
Great Service and a great opportunity to achieve the self proposed goals or some dreams can come true. Reviewed on: 25th January 2022
Vasco Antonio's avatar
Vasco Antonio

Amazing service

5
Easy application good service would recommend Reviewed on: 25th January 2022
Jenni jones's avatar
Jenni jones

Great card

5
Great credit card very affordable repayments easy to manage on the mobile app Reviewed on: 25th January 2022
Vicki 's avatar
Vicki

Excellent

5
Never had a problem. Great costumer service. Easy to use Reviewed on: 25th January 2022
Sofia Comba's avatar
Sofia Comba

Efficient

4
No problems. Easy to use. No complaints. Reviewed on: 25th January 2022
Luke Usher's avatar
Luke Usher

No hassles at all

5
Not really sure how to review zopa, I applied and was excepted downloaded the app the card arrived quickly I've not had a single problem since. No hidden charges does what it says on the tin Reviewed on: 25th January 2022
Kevin BAKER's avatar
Kevin BAKER

Excellent

5
I use my credit card for everything. Online or store shopping. Never had a problem. Easy repayments. Excellent support team. Reviewed on: 25th January 2022
Sofia Comba's avatar
Sofia Comba

Fair lending

5
Fair rates, clear explanations and great communication not only through the application process but as an ongoing customer. Reviewed on: 25th January 2022
Jason Webb's avatar
Jason Webb

Easy to use

5
Very easy to use. All you need is in the app. User friendly app. Reviewed on: 25th January 2022
Marii's avatar
Marii

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