Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Giving people a chance

5
Giving people a chance to give there credit score a better chance of getting credit I am grateful thank you Reviewed on: 26th January 2022
wayne chatterton's avatar
wayne chatterton

Excellent service

5
I have had no problems with Zopa and would recommend them to anyone who is looking for a credit card Reviewed on: 26th January 2022
John hinds's avatar
John hinds

Fantastic provider

5
Keeps me up to date with my payments and really friendly Reviewed on: 26th January 2022
Xmarie White's avatar
Xmarie White

Excellent customer service and user friendly mobile app.

5
Very impressed with the promptness and professional attitude the team at Zopla display. The mobile app is very user friendly, clear and precise in its information displayed. Was not my first choice in providers but am happy I am one of Zoplas customers. Reviewed on: 26th January 2022
James Pearce 's avatar
James Pearce

Brilliant card and the way it works

5
I have never had any problems with this company plus rates are spot on !! Reviewed on: 26th January 2022
Lhatcher199326@outlook.com's avatar
[email protected]

Easy and simple to use company

5
Applying for a card was simple, using it has been great and customer service is superb when needed Reviewed on: 26th January 2022
Kirsty Ward's avatar
Kirsty Ward

Fast and friendly

5
Fast and reliable, app is billent and all arou d easy processes Reviewed on: 26th January 2022
Richard springer's avatar
Richard springer

Excellent service

5
Highly recommended very good service Reviewed on: 26th January 2022
adambagg@hotmail.co.uk's avatar
[email protected]

Great company and trustworthy

5
Very happy with Zopa Great customer service Reviewed on: 26th January 2022
Les Jones 's avatar
Les Jones

Here to Help

5
Always great customer service, good product, it’s how it’s supposed to be. Reviewed on: 26th January 2022
Brad Gardner's avatar
Brad Gardner

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill