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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Very informative

I love zopa its very informative and the app is easy to use Reviewed on: 25th January 2022

NN7959PJP

easy to use app and always been helpful with customer services Reviewed on: 25th January 2022

Excellent!

Since having a Zopa credit card, it has been a positive and smooth journey. Thank you! Reviewed on: 25th January 2022

Brilliant service

Always great service whether online or phone. Always patient and professional. Always understanding. Great staff. Thank you Reviewed on: 25th January 2022

Best card

Lower interest than any other quote I got and money clears straight away instead of waiting 2 business days. Reviewed on: 25th January 2022

Fast, simple keeps you informed of how your account is doing

I have a card which is brilliant... Other cards take 2 days to apply repayment but zopa adds it to your account immediately. I also have a loan which was fast, easy to understand and the app shows how much I owe and payment dates. Reviewed on: 25th January 2022

Easy to manage

Payments credited to account instantly unlike other card providers with minimum 2 days. Reviewed on: 25th January 2022

Best and honest

Im really happy zoppa accepted me and trusted me,for me is the best,also I’ve got my broadband throw zoppa with very good offer,overall i give 10 from 10 Reviewed on: 25th January 2022

Zooa loan

Very happy with my loan easy application and approved with in a couple of hours Reviewed on: 25th January 2022

The best credit card in the uk

User friendly interface,and the best credit card in the market Reviewed on: 25th January 2022

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