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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Easy card to have

Great card sensible limits easy to use app Reviewed on: 25th January 2022

Great service

All helpful great services had not problem since I’ve been with them Reviewed on: 25th January 2022

Zips has helped me receive finance and pay my monthly bills

I would highly recommend zopa As they are reliable and the payments are manageable each month Reviewed on: 25th January 2022

Excellent Customer Service

I applied for a Credit Card, The whole process was simple and easy, The customer service was amazing, she spoke in such a polite and friendly manner and made me feel comfortable, and within a few days, I had the credit card at my postbox, it was an amazing feeling!!! Reviewed on: 25th January 2022

Top marks

Easy to use, low interest and great app Reviewed on: 25th January 2022

Mr wilton

I like Zopa , I have Zopa, I recommend Zopa to my friends Reviewed on: 25th January 2022

Great modern day banking with instant features.

What's not to love, quick purchase notifications and instant account payment credit. Reviewed on: 25th January 2022

Great credit card

Zopa have been excellent, I don’t have the best credit score and they have treated me fairly, they took a chance with me and they offered me a credit increase so I must be better than my credit score suggests. Fantastic credit card, easy to use app. Reviewed on: 25th January 2022

Very good

I like the credit card and the app Reviewed on: 25th January 2022

Really good credit provider

Helped when no one else would Great start off credit really good credit provider Reviewed on: 25th January 2022

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