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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good

All very easy to understand and use Reviewed on: 26th January 2022

Great customer service and excellent baking app.

Great customer service and excellent baking app and easy to use. Reviewed on: 26th January 2022

Lovely jobly

Great customer service and prompt attention to detail eg payments balance etc. Could do better with raising credit limit quicker though Reviewed on: 26th January 2022

Very happy

I have enjoyed my time with zopa. They have a great app which helps you keep in top of your spending, payments etc Reviewed on: 26th January 2022

Credit to the crunch

A good credit card to use, easy app good interest rates and easy to pay back also has great resources Reviewed on: 26th January 2022

Easy to use

Easiest credit card around to use Reviewed on: 26th January 2022

Excellent well done

The best on the market if you get it in we will reserve Reviewed on: 26th January 2022

Really good service

I’ve spoken with reps from Zopa and they have given excellent service each time Reviewed on: 26th January 2022

Very easy to Follow

Very easy to follow and helpful information on site Reviewed on: 26th January 2022

Exelente

Exelente service and easy to use by app Reviewed on: 26th January 2022

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