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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

BrillIiant

Fab card, great services, easy to use app Reviewed on: 26th January 2022

Great product

Great product easy to use app and polite staff when calling online chat is available Reviewed on: 26th January 2022

Wonderful Card Good Service

Easy dealing with Zopa happy all round and good Company to deal with too happy with my Credit Card too Reviewed on: 26th January 2022

Awesome credit provider.

Dead easy to talk to and also care about their customers needs. 10/10 from me. Reviewed on: 26th January 2022

10

It is very great card and I tell everyone I no to get it it make a difference Reviewed on: 26th January 2022

Mr.Virgilio Joseph Pereira

Excellent Bank & Excellent Customer Service. Highly Recommended. Best Bank Ever. Reviewed on: 25th January 2022

Awesome

Zopa is a great credit card provider, easy to use app ,really 1st class ..well done Zopa Reviewed on: 25th January 2022

No hoopers with Zopa

Easy to apply for, with user friendly app and a card which is acceptable everywhere. I would definitely recommend anyone to Zopa Reviewed on: 25th January 2022

Better than most high street banks

Zopa offer a variety of financial help and easy to follow steps and helping people get a good financial foothold Reviewed on: 25th January 2022

Super Service

No problem at all!Easy to apply and super app. Reviewed on: 25th January 2022

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