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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Absolutely great

Love this credit card absolutely fab customer service are the best Reviewed on: 26th January 2022

Good company

Very easy to deal with and excellent customer service. Have app and very easy to manage Reviewed on: 26th January 2022

Very user-friendly app

Reason for my amount of stars is because the interest rate is high Reviewed on: 26th January 2022

Easiest setup and use

Easiest set up and use of a credit card No hassle or fuss and great customer service on hand to help when needed. Very responsible lender highly recommended Reviewed on: 26th January 2022

Very good service

Good company helpful keep in touch monthly. Reviewed on: 26th January 2022

Wonderful

A great card and great app Easy to use and keep control of your spending. Reviewed on: 26th January 2022

The best

from my point of view, it is the best credit card, I would never give up this card. I recommend. Reviewed on: 26th January 2022

S.Shaker

Very very good bank and great service Reviewed on: 26th January 2022

Excellent

Such a great card and app really easy to use and when you pay money off it comes straight of your balance highly recommend. Reviewed on: 26th January 2022

Very likely to recomend my lovely zopa

My zopa is very nice friendly and they look after me Reviewed on: 26th January 2022

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