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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use app 5 stars from me

The app is so easy to use and quick to make payments and find out more information or applications on-other products they can help you with Reviewed on: 26th January 2022

Amazing

Best card for beginners who want to build their credit history. Easy and hassle free transactions. Reviewed on: 26th January 2022

Great service

Reliable ,I would recommend any time with confidence. Reviewed on: 26th January 2022

Great Banking

GREAT NOT ONLY FOR CREDIT BUT GREAT WITH HELPING MANAGE YOUR MONEY Reviewed on: 26th January 2022

amazing service

just been great service that they provide , Reviewed on: 26th January 2022

Amazing control of your finances

Great updates from Zopa and an amazing app that allows you to control your spending. Reviewed on: 26th January 2022

Greatest card of all time

Fantastic customer service The best credit card I have ever had I’m so happy I am with Zopa Reviewed on: 26th January 2022

Great Credit Card Company

Had bad Credit but with help from Zopa I am now getting myself back in the game Great Company Reviewed on: 26th January 2022

Just amazing!

Theure friendly and helpful if you call and they’re fast, they email you regular updates going on if you qualify for their other offers and credit increases. Theure just super! They are my favourite credit company I’ve been with. Highly recommend. Reviewed on: 26th January 2022

Thanks very quick and easy

Very good and easy to use Zopa is a fantastic Company with a really good and efficient service. The staff are very helpful, pleasant Reviewed on: 26th January 2022

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