Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Great credit card app and service

Easy to use and manage app that's quick convenient and updates quickly. Recommended to all Reviewed on: 26th January 2022

Very good company

I would recommend anyone of my friends Reviewed on: 26th January 2022

Insightful credit

Easy to use, love the app and recommend Zopa. Reviewed on: 26th January 2022

Low interest

Easy access by app and low interest. Reviewed on: 26th January 2022

Zopa is great

Was accepted very quick for this card and I’ve never had any problems they have even helped me when I got looked out my app. Reviewed on: 26th January 2022

EXCELLENT SERVICE

Excellent service. Never let down a single day since i signed up. Reviewed on: 26th January 2022

Recomand

Îs very good and me I very satisfasion Reviewed on: 26th January 2022

Easy to apply

I qualified for a credit card on Zopa App. The process was easy, and I received the card in a couple of days. Reviewed on: 26th January 2022

Nothing but good words to say about zopa

I've been with zopa about 7 or 8 months after a short space I've time they up my limit also do a savings account Reviewed on: 26th January 2022

One of the best in the business

Very flexible and understanding Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Zero Credit Card
from Santander 4.21 from 21 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5953 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub