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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa dopa

Love the card I have totally flexible and aesthetically pleasing! Also interests rates are very good! Reviewed on: 26th January 2022

Swift, easy & clean app service

Love the simple easy to use app & how fast the service is with Zopa! I always recommend to friends. Reviewed on: 26th January 2022

Easy to use

All the way from application to using the app everything is so easy and simple to use Reviewed on: 26th January 2022

Excellent service

Brilliant app and great customer experience all round Reviewed on: 26th January 2022

I would recommend a friend to join Zopa

It’s is very easy to used their credit card Reviewed on: 26th January 2022

everything just works !!

from the app to the ease of use to the funky design of the card there isn't anything i dislike like about this product. they have a product that is effortless to manage and fits in with my finances. Reviewed on: 26th January 2022

Zopa is great.

Zopa is everything that you need, it's quick to set up and easy to use. We'll done zopa, keep up the good work. Reviewed on: 26th January 2022

Excellent Customer service

Uses a few times now and founds the whole process easy and trusting. Reviewed on: 26th January 2022

Brilliant easy to use credit card no fuss

Credit card came very quickly , I needed to build up my credit rating and this was ideal , really good interest rates and using the credit card app on my phone was so simple as usually I’m a dinosaur when it comes to technology . Reviewed on: 26th January 2022

Great overview

The Zopa app gives me a great and secure overview of my spending. The card looks nice and came very quickly through the post. Reviewed on: 26th January 2022

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