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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quality

Great credit card, helps with my credit score, really pleased with them. I definitely recommend Zopa Reviewed on: 26th January 2022

Best yet so far

Absolutely been pleasure to join Zopa, great limits, easy user interface. Overall worth the try. Reviewed on: 26th January 2022

Great card

This card is very good as everything is on the app. You can make payments anytime and check your balance. Also there us always support if you need it. Reviewed on: 26th January 2022

Credit card

I’ve found my Zopa credit card so easy to understand, everything is set out and so easy to understand. With Zopa you know where you are as they lay out everything and there are no hidden charges. Reviewed on: 26th January 2022

Zopa great

Really great customer service. Easy applications . So much so I have a personal loan and a credit card. Brilliant easy to pay back early . Fantastic Reviewed on: 26th January 2022

The app is great to use

Through the app you have great communication of balance and payments and what’s available to you Reviewed on: 26th January 2022

Amazing! Easy to apply for and the app works brilliantly

Zopa has helped me through a very Difficult patch in my life. I love the App layout easy and simple to use! I also love the card design; my info is located at the back of the card! Zopa is fantastic and I would recommend to everyone Reviewed on: 26th January 2022

Excellent, friendly service

I love Zopa it was there for me, it’s easy to use and I luv it Reviewed on: 26th January 2022

Great Bank

Very easy app to use - great work Zopa Reviewed on: 26th January 2022

A brilliant service

A simple no hassle easy to use credit card Reviewed on: 26th January 2022

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