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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Amazing bank

Always been there, no issues and has always treated me right Reviewed on: 26th January 2022

Super service

Brilliant card the app is easy to use and understand. Zopa also let’s you know every month how you are doing and the possibility of credit increase Reviewed on: 26th January 2022

Excellent credit card

It is a card I can rely on . It has never let me down, when other cards have just when you need it. The cards App is easy to use….. great card Reviewed on: 26th January 2022

Quick, easy, convenient

Really pleased with service. They give a realist credit limit which for me is fantastic. Also very convenient to stay in touch and updated with my account at any time. I’m very happy Reviewed on: 26th January 2022

Bestever

Best lender iv had easy app to understand quick service polite staff affordable repayments I would recommend to anyone Reviewed on: 26th January 2022

Very easy

Easy to use online banking, very fast and cool features. Reviewed on: 26th January 2022

Excellent service and support for those wanting to increase credit rating.

Zopa is the best credit card company I have ever dealt with. And since joining them I have slowly watched my credit rating increase. To add to thus, the app is simple and very easy to use. Other credit card companies should follow their lead. Reviewed on: 26th January 2022

Zopa credit

Zopa credit card it’s really good for everyone want a budget card with really low interest fee and Zopa app is easy to .use . Reviewed on: 26th January 2022

A totally new experience

Zopa offers a totally new experience with their web app. Offering you ways to save on energy and broadband and notifying you of your chances of securing credit. Reviewed on: 26th January 2022

Easy no fuss secure brilliant

Easy to apply for no fuss no catches straight foreward Reviewed on: 26th January 2022

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