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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great credit card

So easy to use, great service. Best credit card I have had. Reviewed on: 26th January 2022

My card

Very good card,was easybto apply. Reviewed on: 26th January 2022

Very easy to use

I found myself enjoying the app and very useful Reviewed on: 26th January 2022

Easy understandable

Easy understandable and honest provider Reviewed on: 26th January 2022

Helping Build A Future With Credit

I was delighted to receive my Zopa card. With the aim of creating a more secure and significant credit future Zopa gave a credit limit that was manageable and something to build from. A great service, a clear and easy to use app. I'm looking forward to my future with Zopa. Reviewed on: 26th January 2022

Fantastic credit card

Simple and easy to use App, Good regular updates on spending Reviewed on: 26th January 2022

Very good

I like zoopa, help me if I need spend more money. Reviewed on: 26th January 2022

This card is amazing

my Zopa credit card .. is the best product I have come across so far !!! clear and simple application and a card that offers many possibilities !!! I recommend to everyone !!! Reviewed on: 26th January 2022

Extreme Simplicity

Zopa is the easiest most efficient credit card I have ever used. The statements are easy to read and clear, there always generated in ample time. Reviewed on: 26th January 2022

Zopa

Zopa credit card is excellent for people that get tuned down because of there past record but zopa credit card gives you a chance to let them see that you can use the card the right ways l will be recommended them to anyone so think you zopa credit card for giving me a opportunity to have one of your credit cards Reviewed on: 26th January 2022

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