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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Simple

Great card and great simple to use app no fuzz simple to make payments Reviewed on: 26th January 2022

Zopa, so good!

This card has a fantastic app, that’s easy to use, you can set limits so you don’t over spend and making payments to the card account is simple, quick and updated in real time (no pending payments). Reviewed on: 26th January 2022

Good customer service

Good customer service & very good app easy to use Reviewed on: 26th January 2022

Excellent experience

Absolutely love this card easy use and app is magnificent to Reviewed on: 26th January 2022

Zopa is the best!

Zopa credit card is the best!I am very happy to use this service. I hope that they are provided the best cervices in UK Reviewed on: 26th January 2022

Really helpful and responsive

I was amazed when my account was compromised. Zopa contacted me before I even knew about it and did everything that was required to ensure that my card, transactions etc were secure. Very reassuring. Reviewed on: 26th January 2022

Fantastic service

I have never had an issue with Zopa, their service is fantastic and the app is so easy to use. I will certainly be recommending them to friends and family! Reviewed on: 26th January 2022

5 Stars

1. Easy application 2. Low interest 3. Easy app usage features 4. Cash out low interest 5. I do recommend ZOPA Reviewed on: 26th January 2022

Great card and nice conditions.

Good rates and suitable service. Reviewed on: 26th January 2022

My credit card

Fantastic customer service for a great credit card. Reviewed on: 26th January 2022

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