Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38400 reviews)

View other Zopa products

4.93

Based on 38,400 reviews, last reviewed 18th Apr 2025

18% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use app. Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38400)

Review of the Zopa, Credit Card:

good service

very good service no problems app good Reviewed on: 15th February 2021

Easy to use app.

Easy to use app. Excellent service from customer service when needed. Reviewed on: 18th April 2025

No'1 credit card

Very easy to use, good credit limit to start......Very easy to use app Reviewed on: 18th April 2025

Good communication with great app

Good communication with great app Reviewed on: 18th April 2025

Easy to apply for.

Easy to apply for. Website that is easy to use even for me, a pensioner with few technical skills. Handy for keeping my credit score in a good position. Reviewed on: 18th April 2025

easy to use app and seam to be in control

easy to use app and seam to be in control Reviewed on: 18th April 2025

Excellent customer service and very easy to use

Excellent customer service and very easy to use Reviewed on: 18th April 2025

Zopa is very good any problems you have they sort th...

Zopa is very good any problems you have they sort them straight away best card I’ve had and I’m very happy with the service Reviewed on: 18th April 2025

zopa gave me a chance for my first credit card, toda...

zopa gave me a chance for my first credit card, today with a lot of experience I would still choose Zopa as my first card, I recommend it to all my friends and family. I use zopa abroad and pay for my purchases every day, I like Zopa Apps because it is easy to use. Reviewed on: 18th April 2025

Easy application good customer service and communica...

Easy application good customer service and communication. Great credit limit to build score Reviewed on: 18th April 2025

Very good rates and customer service

Very good rates and customer service Reviewed on: 18th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Fluid Credit Card
from NewDay 4.14 from 103 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub