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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (37981 reviews)

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4.93

Based on 37,981 reviews, last reviewed 17th Apr 2025

22% increase in 5 star reviews

in the past 90 days

40% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very approachable and clear Very approachable and clear every time I contacted customer service Reviewed on: 17th April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37981)

Review of the Zopa, Credit Card:

* improve my ratings**

***I needed a credit card with low APR % per year to help me improve my credit rating, I applied Zopa credit and was accepted and since they have being reporting to credit score when payment is made and it has improved my credit score within 2 months****' Reviewed on: 15th February 2021

Very approachable and clear

Very approachable and clear every time I contacted customer service Reviewed on: 17th April 2025

Just found it very easy to pay off what I'd spent on...

Just found it very easy to pay off what I'd spent on the card before it was due, which means that I don't have someone keep on reminding me that I owe money to. Reviewed on: 17th April 2025

Excellent

The zopa credit card is easy to use, and t didn't have any issues with card and I made shopping and the are accepted and shop that I decided to buy. Reviewed on: 17th April 2025

Very easy to do business with.

Very easy to do business with. Very transparent. I've not had any issues. Love the correspondence and the prompts you get about your account. Reviewed on: 17th April 2025

Great experience

Great experience and good service Reviewed on: 17th April 2025

Simply the best!

No complaints had my Zopa credit card for a while now and I wish I could say something derogatory about it but I can’t more than satisfied with it. Thank you. Reviewed on: 17th April 2025

Easy to apply

Zopa credit card is easy to apply for and timely in delivering the card to your house. I have no issues using them. I will recommend to others who don't like stress and want to build their credit history. Reviewed on: 17th April 2025

It's good to have a backup card these days,even thou...

It's good to have a backup card these days,even though it's rarely used and I'm not put under any pressure to use the zopa card.i think if credit increases were offered more for excisisting customers would be a good thing aswell,as I've not had one Reviewed on: 17th April 2025

just very happy with everything easy to use ide reco...

just very happy with everything easy to use ide recommend to anyone Reviewed on: 17th April 2025

Zopa Doupa

Always been helpful. Customer Services is fast and efficient. Reviewed on: 17th April 2025

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