Write a review

Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (38576 reviews)

View other Zopa products

4.93

Based on 38,576 reviews, last reviewed 21st Apr 2025

17% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Happiness Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

Latest lowest rating:

1

Immature Company You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (38576)

Review of the Zopa, Credit Card:

Easy to use and understand easy to pay back

Quick bank transfer or card payment to pay back any spare money you can easy to use great bank Reviewed on: 26th January 2022

Happiness

Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

Great rates to suppor building credit, easy to use a...

Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025

ZOPA IS Top Class

I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025

Credit score.

Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025

So easy to use and very supportive

So easy to use and very supportive Reviewed on: 21st April 2025

Great credit builder

I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025

Very reliable and satisfied.

Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 21st April 2025

My experience with zoopa is good they have good cust...

My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Jaja Finance 1.45 from 139 reviews
Credit Card
from Vanquis 4.46 from 526 reviews
Credit Card
from Bank of China (UK) 5.00 from 2 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub