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Zopa: Credit Card reviews

Name: Credit Card
Rating: 4.92 (40004 reviews)

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4.93

Based on 40,004 reviews, last reviewed 26th Apr 2025

65% increase in 5 star reviews

in the past 90 days

80% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

ZOPA is an excellent card and service received is ou... ZOPA is an excellent card and service received is outstanding Reviewed on: 26th April 2025

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (40004)

Review of the Zopa, Credit Card:

A massive thumbs up

I have held my Zopa credit card for a couple of years now and it has been an excellent tool in improving my credit rating. The APR was quite low compared to other cards I was offered at the time. I absolutely love the app as when paying off the credit the updated balance is instantaneous. Reviewed on: 28th March 2022

ZOPA is an excellent card and service received is ou...

ZOPA is an excellent card and service received is outstanding Reviewed on: 26th April 2025

Rebuilding credit rating, excellent card.

Rebuilding credit rating, excellent card. Manageable Reviewed on: 26th April 2025

Zopa very user friendly and great rates

I had a below average credit rating and struggled to get credit elsewhere without astronomical interest rates. Then along came Zopa with my credit card and later a loan. I have been able to do all the things I wanted and more. A nice holiday, home improvements and get in control again of my credit score and lower payments. Zopa have been fantastic for me. No phone calls, no letters, just everything I need all on my phone. Super duper Zopa. Reviewed on: 26th April 2025

Excellent customer service reasonable rates easy to...

Excellent customer service reasonable rates easy to use app Reviewed on: 26th April 2025

Zopa apps to easy to use, and card payment any merch...

Zopa apps to easy to use, and card payment any merchant easily I do it. Reviewed on: 26th April 2025

Easy access to your credit card

Easy access to your credit card management Reviewed on: 26th April 2025

Excellent communication and services

Excellent communication and services Reviewed on: 26th April 2025

Easy to deal with and just a pleasure to work with p...

Easy to deal with and just a pleasure to work with people who know what they are doing Reviewed on: 26th April 2025

Great customer service.

Great customer service. App is easy to navigate. Reviewed on: 26th April 2025

Fantastic service.

Great service, all transactions are checked and authorised. Reminders sent in timely fashion, app great very easy to use. Reviewed on: 26th April 2025

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