Smart Money People Logo

Zopa: Credit Card reviews

4.93
Based on 37,308 reviews, last reviewed 15th Apr 2025
464300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very simple application process, never get question... Very simple application process, never get questioned about my transactions, App is simple to use and navigate and they offer other services to help... Read more Reviewed on: 15th April 2025
Clifford l's avatar
Clifford l

Latest lowest rating:

1

Atrocious Hope ins8ghts are so inaccurate. Can't see the point of borrowing power. Reviewed on: 11th April 2025
Bryan Franks's avatar
Bryan Franks

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37308)

Review of the Zopa, Credit Card:

Excellent Credit Card

5
Very competitive rates and a easy to use app Reviewed on: 11th April 2023

Very simple application process, never get question...

5
Very simple application process, never get questioned about my transactions, App is simple to use and navigate and they offer other services to help manage your credit, savings and bank accounts. Highly recommend this for anyone trying to establish a credit rating. Reviewed on: 15th April 2025

I use it.

5
I use it. I am satisfied. This card is for every pocket Reviewed on: 15th April 2025

Every situation coverd.

5
Every situation coverd.and easy to get in touch with Reviewed on: 15th April 2025

Yes ok ,it is always very helpful to me

5
Yes ok ,it is always very helpful to me Reviewed on: 15th April 2025

Great card to use and friendly advisors

5
Great card to use and friendly advisors Reviewed on: 15th April 2025

Easy application process and great website and app

5
Easy application process and great website and app Reviewed on: 15th April 2025

Fast, friendly, efficent y deserve.

5
Fast, friendly, efficent deserve to win Reviewed on: 15th April 2025

The easiest friendly account

5
I have never had any problems with my account it's so easy to use Reviewed on: 15th April 2025

This is my first credit card!

5
This is my first credit card! It really helped me understand how to manage my credit! Thanks to them Reviewed on: 15th April 2025

Fantastic bank.

5
Fantastic bank...helped me out when I needed them the most Reviewed on: 15th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products