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Zopa: Credit Card reviews

4.93
Based on 37,018 reviews, last reviewed 3rd Apr 2025
437700% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer service and app. Great customer service and app. Would highly recommend. Reviewed on: 3rd April 2025
Tobie H's avatar
Tobie H

Latest lowest rating:

2

Had £200 credit limit for few years. Had £200 credit limit for few years.. No limit increase despite reasonable credit score and utilisation Reviewed on: 2nd April 2025
Jason Murray's avatar
Jason Murray

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (37018)

Review of the Zopa, Credit Card:

Its good, helpful and friendly reception.

5
Its good, helpful and friendly reception. Reviewed on: 10th January 2024

Great customer service and app.

5
Great customer service and app. Would highly recommend. Reviewed on: 3rd April 2025

Fantastic Service and easy to use card and app

5
Payments are done easily, App is easy to use and customer service is informative and friendly Reviewed on: 3rd April 2025

Excellent service no concerns at all

5
Excellent service no concerns at sll Reviewed on: 3rd April 2025

I have a card and a loan with them no issues fantast...

5
I have a card and a loan with them no issues fantastic customer service Reviewed on: 3rd April 2025

Very straight forward to apply.

5
Very straight forward to apply. Process easy to do online, with a virtually instant decision. Reviewed on: 3rd April 2025

Good Starter Card

5
Easy to apply for with good limit. Acceptable online and in store. Reviewed on: 3rd April 2025

The best credit card company ever

5
Zopa provides amazing an amazing credit card. Zopa puts there customers first and have excellent customer service. The staff who work for Zopa go above and beyond and they are friendly and are always willing to help me when I’ve needed help. I’ve recommender Zopa to my family and friends and some of them have joined Zopa. Thank you very much Zopa. Reviewed on: 3rd April 2025

I have a loan for a car and a credit card with Zopa.

5
I have a loan for a car and a credit card with Zopa. The apr for the loan was not the greatest but gave me a chance to own my own car which was awesome. Credit card is great, not a great amount but perfect for what I need. Would definitely recommend. Reviewed on: 3rd April 2025

They gave always been very understanding when circum...

5
They gave always been very understanding when circumstances change Reviewed on: 3rd April 2025

Excellent service and very easy to use

5
Excellent service and very easy to use Reviewed on: 3rd April 2025

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