Write a review

Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.9 (1785 reviews)

View other Zopa products

4.93

Based on 1,785 reviews, last reviewed 4th Sep 2025

97% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great saving incentives. Great saving incentives. And bonuses for using card. Most banks don’t do this! Any problem fixed very swiftly. Reviewed on: 4th September 2025

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

Read all reviews See your review

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Fixed term savings account reviews (1785)

Review of the Zopa, Fixed term savings account:

Great savings account

Very easy to set up, instructions very clear. Regular updates on the account and options to set up for regular funding. Good savings rates and also access in case of emergency. I have full access to my account, account is fully online which helps when travelling. Reviewed on: 17th January 2025

Very satisfied.

Very satisfied. Simple and straightforward to use. Good rates on savings. Quick withdrawals. Reviewed on: 23rd April 2025

Never had any issues with Zopa.

Never had any issues with Zopa. Its easy to use and transfers always go through quickly. Reviewed on: 23rd April 2025

Fixed term savings so easy

I have rolled over my fixed term savings for a few years now, as Zopa make it so easy, offer a great interest rate and the app is really good Reviewed on: 23rd April 2025

Convenient

Because everything is online there is no delay. Constant update on finances. Great return on savings. Reviewed on: 23rd April 2025

Great App and savings rates and very efficient service

Great App and savings rates and very efficient service Reviewed on: 23rd April 2025

Zopa so easy to use and keep you updated about every...

Zopa so easy to use and keep you updated about everything Reviewed on: 23rd April 2025

Easy to open account, one of the best rate

Easy to open account, one of the best interest around at the time. Reviewed on: 23rd April 2025

Always great service, good rates of interest

Always great service, good rates of interest Reviewed on: 23rd April 2025

Ease of use

Easy to navigate website and use various accounts. Excellent rates. Good advice and notifications of services. Reviewed on: 22nd April 2025

Zopa Fan

I have had several accounts with Zopa over the last 5 years - including loans, fixed term savings, ISA's and flexible savings accounts. In all instances they have provided the most competitive rates and the app interaction is unsurpassed. I recently had a query and the customer support was excellent. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Suffolk Building Society, formerly Ipswich Building Society 4.93 from 1435 reviews
Instant Access Savings
from Ulster Bank 4.41 from 8 reviews
Regular Saver Account
from first direct 4.77 from 133 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 1 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub