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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Very satisfied.

Very satisfied. Simple and straightforward to use. Good rates on savings. Quick withdrawals. Reviewed on: 23rd April 2025

Never had any issues with Zopa.

Never had any issues with Zopa. Its easy to use and transfers always go through quickly. Reviewed on: 23rd April 2025

Fixed term savings so easy

I have rolled over my fixed term savings for a few years now, as Zopa make it so easy, offer a great interest rate and the app is really good Reviewed on: 23rd April 2025

Convenient

Because everything is online there is no delay. Constant update on finances. Great return on savings. Reviewed on: 23rd April 2025

Great App and savings rates and very efficient service

Great App and savings rates and very efficient service Reviewed on: 23rd April 2025

Zopa so easy to use and keep you updated about every...

Zopa so easy to use and keep you updated about everything Reviewed on: 23rd April 2025

Easy to open account, one of the best rate

Easy to open account, one of the best interest around at the time. Reviewed on: 23rd April 2025

Always great service, good rates of interest

Always great service, good rates of interest Reviewed on: 23rd April 2025

Ease of use

Easy to navigate website and use various accounts. Excellent rates. Good advice and notifications of services. Reviewed on: 22nd April 2025

Zopa Fan

I have had several accounts with Zopa over the last 5 years - including loans, fixed term savings, ISA's and flexible savings accounts. In all instances they have provided the most competitive rates and the app interaction is unsurpassed. I recently had a query and the customer support was excellent. Reviewed on: 22nd April 2025

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