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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

I like their fixed savings and their rate are better.

5
I like their fixed savings and their rate are better. Reviewed on: 24th April 2025

Easy to use app.

5
Easy to use app. Contact with customer service has been good. Good product range Reviewed on: 24th April 2025

My zopa account

5
Easy to use and very professional m Reviewed on: 24th April 2025

Zopa is a relatively new Bank, But gets most things...

5
Zopa is a relatively new Bank, But gets most things right I have not encountered any problems upto now and hopefully this will continue. Reviewed on: 24th April 2025

Open transparent communication and always feels good...

5
Open transparent communication and always feels good value Reviewed on: 23rd April 2025

Banking with a surprise

4
Since I've been using zopa I have found them to being very open and transparent everything they say they will do they have done and when they have made changes they have made you very aware of this within time for you to change your mind if you so wish without any penalties. I also find that with their internet system very easy to use and have had no issues whatsoever so far Reviewed on: 23rd April 2025

Superb, reliable and low interest rate

5
Superb, reliable and low interest rate Reviewed on: 23rd April 2025

A bank not to be missed!!

5
The rates are market leading and competitive compared to other providers. Reviewed on: 23rd April 2025

Happy customer

5
Happy to save as rates are quite good in easy to use. Easy to access on app can see my monthly interest so seeing it grow Reviewed on: 23rd April 2025

Simple to open and competitive rate.

5
Simple to open and competitive rate. Good communication from Zooa Reviewed on: 23rd April 2025

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