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Zopa: Fixed term savings account reviews

View other Zopa products
4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow
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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Banking with a surprise

4
Since I've been using zopa I have found them to being very open and transparent everything they say they will do they have done and when they have made changes they have made you very aware of this within time for you to change your mind if you so wish without any penalties. I also find that with their internet system very easy to use and have had no issues whatsoever so far Reviewed on: 23rd April 2025
kunle K's avatar
kunle K

Superb, reliable and low interest rate

5
Superb, reliable and low interest rate Reviewed on: 23rd April 2025
Joey O's avatar
Joey O

A bank not to be missed!!

5
The rates are market leading and competitive compared to other providers. Reviewed on: 23rd April 2025
Kevin S's avatar
Kevin S

Happy customer

5
Happy to save as rates are quite good in easy to use. Easy to access on app can see my monthly interest so seeing it grow Reviewed on: 23rd April 2025
Rhianne's avatar
Rhianne

Simple to open and competitive rate.

5
Simple to open and competitive rate. Good communication from Zooa Reviewed on: 23rd April 2025
M J's avatar
M J

Very satisfied.

5
Very satisfied. Simple and straightforward to use. Good rates on savings. Quick withdrawals. Reviewed on: 23rd April 2025
Justin's avatar
Justin

Never had any issues with Zopa.

5
Never had any issues with Zopa. Its easy to use and transfers always go through quickly. Reviewed on: 23rd April 2025
Elen L's avatar
Elen L

Fixed term savings so easy

5
I have rolled over my fixed term savings for a few years now, as Zopa make it so easy, offer a great interest rate and the app is really good Reviewed on: 23rd April 2025
Liz's avatar
Liz

Convenient

5
Because everything is online there is no delay. Constant update on finances. Great return on savings. Reviewed on: 23rd April 2025
Lynne O's avatar
Lynne O

Great App and savings rates and very efficient service

5
Great App and savings rates and very efficient service Reviewed on: 23rd April 2025
GEOFF FARMER's avatar
GEOFF FARMER

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