Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

Easy to open and great savings rates, better than hi...

5
Easy to open and great savings rates, better than high street banks! Great app too which makes it easy to move money around and see my money grow! Reviewed on: 25th April 2025

Zopa has been by my side for more nearly 5 years now.

5
Zopa has been by my side for more nearly 5 years now. Reviewed on: 25th April 2025

Great savings account it helps you save with differe...

5
Great savings account it helps you save with different pots Reviewed on: 24th April 2025

Excellent financial provider.

5
I have been with Zopa for a year or more now. I have a bank account, credit card and savings account. My experience has been good. Feel secure with my finances and financial advice I get from Zopa. Good interest rate where savings are concern. Reviewed on: 24th April 2025

Easy - self explanatory- never had an issue - meets...

5
Easy - self explanatory- never had an issue - meets my needs Reviewed on: 24th April 2025

I like their fixed savings and their rate are better.

5
I like their fixed savings and their rate are better. Reviewed on: 24th April 2025

Easy to use app.

5
Easy to use app. Contact with customer service has been good. Good product range Reviewed on: 24th April 2025

My zopa account

5
Easy to use and very professional m Reviewed on: 24th April 2025

Zopa is a relatively new Bank, But gets most things...

5
Zopa is a relatively new Bank, But gets most things right I have not encountered any problems upto now and hopefully this will continue. Reviewed on: 24th April 2025

Open transparent communication and always feels good...

5
Open transparent communication and always feels good value Reviewed on: 23rd April 2025

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review