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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Better than bank

5
Thanks to Zopa I have fulfilled my dream. Fast, without complications and most importantly, cheaper than at the bank. Reviewed on: 2nd June 2017
Krzysztof Adamczewski's avatar
Krzysztof Adamczewski

Fantastic

5
Was able to get the loan I needed super quick and easy to do. Checking up on it is also easy. Reviewed on: 2nd June 2017
Sally Rodden-Smith's avatar
Sally Rodden-Smith

So simple

5
Couldn't believe how simple the process was from beginning to end Reviewed on: 2nd June 2017
Anne Taylor's avatar
Anne Taylor

Fast and efficient

5
Very easy application process, speedy decision, great rate and top communication. Swift payment to account and overall very happy. Reviewed on: 2nd June 2017
Wendy Robson's avatar
Wendy Robson

BEST LOAN COMPANY

5
ZOPA HAS BEEN THE EASIEST FINANCIAL COMPANY TO DEAL WITH IN MY LONG EXPERIENCE & I AM SO PLEASED WITH THE WAY IT WAS HANDLED THAT iIAM SURE MY NEXT LOAN WILL BE WITH THEM. THOUROUGHLY RECOMMEND THEM TO ANYBODY!! Reviewed on: 2nd June 2017
Peter Burgess's avatar
Peter Burgess

Quick to get money and great rate!

5
I needed money fast to purchase a car for my wife as the people were emigrating to Australia. This is a real review check me out on LinkedIn Russ Turner a.k.a The Catalyst Kid for being connected to the world's most successful people. Http://LinkedIn.com/in/linkedinhero Reviewed on: 2nd June 2017
Russ Turner's avatar
Russ Turner

Good value loans and excellent service

5
Zopa offer competitive rates for loans but more than that, they offer an alternative to the high street banks. They are easy to deal with, always professional and efficient. Reviewed on: 2nd June 2017
Linda Mortimer's avatar
Linda Mortimer

Excellent lender, great service

5
They have been first class throughout the whole process. A shining light of the industry. Reviewed on: 2nd June 2017
Deryck Schendel's avatar
Deryck Schendel

Simple & straightforward

5
Zopa 's customer service is excellent. Their website is clear, well laid out and easy to navigate. Reviewed on: 2nd June 2017
Caroline Devlin's avatar
Caroline Devlin

Quick service and good customer care.

4
Loan was handled very quickly and the money was in my bank within 2 days. Would recommend to anyone very good service. Reviewed on: 2nd June 2017
Matthew Goodger's avatar
Matthew Goodger

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