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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Money loan.

Brilliant firm to deal with. No fuss, no lengthy waiting, straight to the point. Reviewed on: 2nd June 2017

Good

Easy to get it's only take fwe minutes Reviewed on: 2nd June 2017

Simple and quick

I found it very simple and quick to apply for a loan. The process was dealt with ease and in a comfortable manner. Reviewed on: 2nd June 2017

Peer to peer lending - better than banks

I was looking for a way to borrow money but to put interest generated into the hands of everyday people, not banks. Zopa fitted the bill and we have even become lenders now too ourselves. A great company, easy to deal with, very good rates and did I mention no banks involved? Reviewed on: 2nd June 2017

Love Zopa

Quick easy to use and check and even pay back early if you want! Reviewed on: 2nd June 2017

Great provider

Great provider, an instant response and no hassle! Reviewed on: 2nd June 2017

Excellent!

The simplest loan I've ever had. Easy to apply for and, crucially, the easiest to manage online. The website is very good - simple and with exactly the right info you need. Good rates too! Will be using again for sure. Reviewed on: 2nd June 2017

Great rates and quick accpetance

Originally applied to one of the high st banks and the rate they gave was double the advertised rate. tried Zopa and got the rate I was happy with. all very easy. Reviewed on: 2nd June 2017

Excellent service.

I needed my loan quickly. Zopa approved my application and the money was in my bank within 3 days. Excellent communication throughout. Thank you. Reviewed on: 2nd June 2017

Easy & competitive loans

Used this company twice & found the loans were easy to apply for & the rates were competitive. When it came to clearing the loans the process was slick & would use this company should I require any future loans. Reviewed on: 2nd June 2017

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