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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy ad fast

Very easy and fast. Would recommend Reviewed on: 1st June 2017

Very easy process

Excellent product. Decision made quickly and in my account in days. Good pricing. Reviewed on: 1st June 2017

Easy, hassle free

To borrow the amount of money I needed was so easy and hassle free the transfer was on the date they said. Well chuffed with the interest rate and monthly re payments Definitely would recommend to anyone, and already have done. Thanks for making life easier. Reviewed on: 1st June 2017

Easy

Zopa made the whole process very easy and stress free. Reviewed on: 1st June 2017

Hard times

I was going through a hard time as my mother had taken ill and admitted to hospital with a very bad stroke. I needed a little extra cash to cover the money I was losing having time off work to visit her in hospital. The Zopa application was really easy to fill in and a very quick process from that to receiving the loan. I was really grateful to be able to receive the loan as I was at the point I may have lost my home. Also I have had to change my details recently and the staff couldn't have been more helpful and friendly. Reviewed on: 1st June 2017

Easy hassle free and flexible loans

Applied and accepted within minutes. Money straight into the bank. Payments are clear and very easy to make extra payments when you want to. Reviewed on: 1st June 2017

Simple

Zopa made the whole process very simple, efficient and completely stress-less. Reviewed on: 1st June 2017

Great rates

Very happy with Zopa, regular updates and good rates. Reviewed on: 1st June 2017

Effortless & affordable

Not having heard of peer to peer lending I entered into the loan with a little trepidation but all my fears were completely quashed with the quality of information, communication and ease of entering into the agreement. A quality, highly competitive and well organised organisation that will, I am sure, continue to go from strength to strength. In my opinion, this is the new way to borrow. Well done Zopa. Reviewed on: 1st June 2017

Highly recommend zopa loans

Really happy with my loan with zopa loans & would highly recommend them to anyone Reviewed on: 1st June 2017

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