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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Fast, efficient and reliable.

Top class customer service. A***** Reviewed on: 1st June 2017

Perfect

Excellent lender, wouldn't choose anyone else Reviewed on: 1st June 2017

Quick and easy

It takes few minutes to fill the form and job done Reviewed on: 1st June 2017

Awesome way with confidence

I was wondering how could i buy jewellery for my wife on her birthday and to plan a holiday trip for my little family, zopa helped me to get everything sorted just in few minutes Thanks zopa Reviewed on: 1st June 2017

Quick and Easy

Obtaining a loan was quick and easy. Approved and in my bank within a few days. Rate also cheaper than my bank. Have already recommended to friends Reviewed on: 1st June 2017

Spot on!!

Being recommended by Money Saving Expert, you know it's going to be decent, and it was. Simple, easy, quick and flexible (easily change payment date or repay early). As the title says 'Spot on!!' Reviewed on: 31st May 2017

5 star

Great way to borrow .... Help me out when I need it.... with out charging me an arm and leg ...it was quick and easy process .... Reviewed on: 31st May 2017

Smooth very smooth and quick

Getting a loan could not be easyer.Quick and smoothly Reviewed on: 31st May 2017

Very simple to use and fantastic competitive rates

Very friendly staff great communication very easy to use also the information needed is easily available and they always a phone call away when needed Reviewed on: 31st May 2017

Speedy hassle free loan

Very easy to apply and quick decision made with money in account shortly after.. Reviewed on: 31st May 2017

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