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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Fantastic and fast service. 5***

I needed to get a loan for some immediate case flow issues, and zopa was able to give me a no hassle quote online and fast payment of the loan. I am Managing my repayments and have had a no worries experience with Zopa Reviewed on: 31st May 2017

No middle man

It's a no brainier, peer to peer no fat cats here, such reasonable rates. No stress of going to somewhere and endless forms, so straight forward to lend or borrow. Reviewed on: 31st May 2017

Happy zopa customer

Best loans,fear roles and fast work. Reviewed on: 31st May 2017

excellent provider

excellent loan provider with fantastic customer service. loan was payed into account in quick time and hassel free. lady i spoke to on phone was very helpfull when paying off loan as was an issue with account number but problem was solved quickly. would recommend to anyone looking for quick and simple loan. A+. Reviewed on: 31st May 2017

The best lender !!!

Easy to have a loan with Zopa...recommend 100% Reviewed on: 31st May 2017

excellent customer service

This is the second time I have taken a loan out with Zopa, very competitive rates , no redemption penalties if wanting to pay off the loan early. Customers needs come first. Would highly recommend. Reviewed on: 31st May 2017

10/10 Can't fault zopa at all.

I needed a loan to pay all my credit card debts and zopa offered a good interest rate with a reasonable monthly payment. They even offer the choice to pay more than the agreed amount if you want, so you can repay earlier without any charges, unlike a lot of other company's. I had done a lot of research into other loans, but zopa have definitely hit all the marks. Reviewed on: 31st May 2017

ZOPA FAST AND FRIENDLY LOANS

I HAVE HAD TWO LOANS ZOPA BOTH TIMES WERE VERY FAST AND FRIENDLY I GOT MY LOAN THE SAME DAY IT WAS APROVED Reviewed on: 31st May 2017

Simple application , fast response , best rates

I found the loan application simple and easy to complete compared to other companies and banks. The response was quick and money transferred into my account swiftly. I would definitely recommend using Zopa to anyone that is looking for a loan who wants the best rates. Reviewed on: 31st May 2017

Don't bother looking at other loans

Zopa are AWESOME. So easy, so fast, so flexible and such good rates. Reviewed on: 31st May 2017

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