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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent & prompt service

5
Very transparent, no hidden costs, prompt hassle-less transfer of loan, at a very competitive rate Reviewed on: 31st May 2017
Kaushik Maulik's avatar
Kaushik Maulik

Saved me from Debt.

5
Zopa has been absolutely amazing in helping me consolidate some debt I had. I would recommend them to both friends and family highlighting that they give the absolute best rates, and being user and customer friendly. Reviewed on: 31st May 2017
Jason Baines's avatar
Jason Baines

The big banks need to catch on

5
Zopa is an affordable, fair and well put together way to take out a loan. Recently coming out of education and now in full-time work, I needed some extra money to be more flexible as I start a career. Zopa offered the loan I needed, at a rate that beats the high street banks. Their service was simple to use, and I had access to the money in a reasonable time. Reviewed on: 31st May 2017
Ian Hutchinson's avatar
Ian Hutchinson

Fantastic

5
Fantastic easy to use loan provider Reviewed on: 31st May 2017
Jake sharp 's avatar
Jake sharp

Quick and easy

5
It was very quick and easy , I would highly recommend Reviewed on: 31st May 2017
Jake sharp 's avatar
Jake sharp

excellent loan choice

5
I wanted to consolidate and have a little extra. After having used Zopa before, and checking the market, they were the ideal choice. Fast, easy and efficient! Reviewed on: 31st May 2017
Donna Evans's avatar
Donna Evans

No hassle and bang straight forward

5
Amazing company no hassle no paperwork and great interest rate Reviewed on: 31st May 2017
Chris halliwell's avatar
Chris halliwell

No hassle and bang straight forward

5
No paper work no hassle and the interest was great good company Reviewed on: 31st May 2017
Chris halliwell's avatar
Chris halliwell

BEST LOAN PROVIDER

4
ZOPA IS THE BEST LOAN PROVIDER I HAVE EVER SEEN. ZOPA OFFER US LESS INTEREST RATES THAN BANK AND ZOPA SERVICES IS VERY QUICK Reviewed on: 31st May 2017
ALKESH SOMA's avatar
ALKESH SOMA

Amazing service

5
Application process was smooth and simple. Was offered the lowest rate advertised Apr and signed the documents online. Money was in my account immediately. The online account can easy to use and you can keep track of how much is outstanding. I would highly recommend to others. And if I need them again I will be sure to go to zopa first. Excellent service!!! :) Reviewed on: 31st May 2017
Emma Featherstone's avatar
Emma Featherstone

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