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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

very user friendly team

i was a first time . borrower the team where kind, supportive and understanding of my position and assisted with getting the paperwork sorted including talking to the employer to get payslips etc. once agreed the transfer happened within hours I paid off before the due date saving money as there was no early payment restrictions. better rate than both my bank or alternative financial options , thoroughly recommended as a Loan option and really nice people to deal with Reviewed on: 31st May 2017

Best Loan

A real no fuss, straight forward loan with no stupid forms, it was brilliant. David Reviewed on: 31st May 2017

Very quick and staightforward

Was very quick and staightforward from start to finish and i was kept fully informed at every stage Reviewed on: 31st May 2017

So impressed!

I would highly recommend Zopa! It was quick easy and great APR. I can check my repayments online easily and it was so simple to set up Reviewed on: 31st May 2017

Top company

Easy, Friendly, quick and very professional Reviewed on: 31st May 2017

terrific service

Smooth and easy to deal with this excellent company. Zopa is zuper. Reviewed on: 31st May 2017

Great customer experience

Fast process, clear instructions, great customer support when required! Reviewed on: 31st May 2017

Great, easy

Efficient, easy , no hassle, quick prompt online service in minutes. Reviewed on: 31st May 2017

Helped me buy my first car

I was so happy to find Zopa would offer me a loan with a low interest rate which helped me buy my first car. So much cheaper than using car finance. Highly recommend Reviewed on: 31st May 2017

Great, efficient, easy

Zopa was very quick, easy & self explanatory to use, had a fantastic experience , couldn't have been more simple. Will definitely recommend to others! Reviewed on: 31st May 2017

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