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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

GIVES YOU THE OPERTUNITY

5
Fair realistic didn't say no gave me the opertunity to sort out my circumstances thank you Reviewed on: 31st May 2017

Excellent service

5
The service was efficient and very user friendly. Navigating around the website and applying for the loan was simple and everything was explained without any jargon. Reviewed on: 31st May 2017

Super Zopa

5
A fast, and simple on line process backed up by friendly and helpful staff when needed. I have and will recommend Zopa Reviewed on: 31st May 2017

Outstanding service, so simple and quick.

5
Very easy, the most straight forward loan application I have made, will definitely be back when I need more finance Reviewed on: 31st May 2017

Such an easy process

5
From finding the site via a comparison, to getting the best rate available and one of the easiest experiences I have had the whole process was clear throughout and easy to complete. The website to check on progress is also a pleasure to use Reviewed on: 31st May 2017

Amazing APR!

5
No fuss, efficient, easy application and. rapid response, why waste your time looking elsewhere, Zopa is simply the best. Reviewed on: 31st May 2017

simple,straight forward & quick

4
Found the service easy to use with a speedy response would confidently recommend. Reviewed on: 31st May 2017

Brilliant.

5
Best provider in the market, the rates are great and I received the cash within days of the application. Would recommend to anyone. Reviewed on: 31st May 2017

Clear, simple and competitive

5
The offer and subsequent communications from Zopq have been clear and written in such a way that makes them easy to understand. The whole process online has been smooth and efficient, and the rates available were highly competitive. The whole experience has been very straightforward. Reviewed on: 31st May 2017

Brilliant

5
Applies for loan through their app. So easy and quick. Would definitely recommend. Reviewed on: 31st May 2017

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