Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

View other Zopa products

4.94

Based on 65,251 reviews, last reviewed 13th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good company . Globalinvestigation.com is a trusted recovery company specializing in reclaiming stolen funds from scammers. Their dedicated team provides unwavering... Read more Reviewed on: 13th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65251)

The best service you can get.

I am so happy with your service. The quickest response of my needs I have ever seen. You make my life better. THANK YOU Reviewed on: 30th May 2017

Well ruddy heck and such

Really glad I went to Zopa, who easily bettered what my bank offered. I imagine everyone who works there is a Great Bunch of Lads. Reviewed on: 30th May 2017

Quick simple fast

A super quick service. Easy to use pop your details in request the amount you require and get an instance repose . Money in bank within three working days. Easy to use web site to keep you up to date with your repayments. You can also request a repayment date that is best for you. Would highly recommend. Reviewed on: 30th May 2017

Excellent

Needed a good loan quickly and easily without fuss very good company Reviewed on: 30th May 2017

Amazing sevices

My experience with zopa is awesome, decision for a loan was very quick and fees for a loan was like nothing... I am very thankful for zopa and I can recommend it for everybody. Reviewed on: 30th May 2017

Brilliant!

I have two loans with them and they are brilliant! Always understanding when I have had previous problems paying my monthly bill! Would recommend to anyone! Reviewed on: 30th May 2017

Brilliant customer service

No complaints, first class service, would highly recommend Reviewed on: 30th May 2017

Financed our new kitchen with ease and speed!

An simple, easy and seamless process that allowed me to finance the kitchen of my girlfriend's dreams (should stay on her good side for a while now...) Thanks Zopa. Carl, Manchester Reviewed on: 30th May 2017

No fuss

I have used Zopa both for short term loans and for investment. Application has always been hassle free, clear and concise, with all the information required. I get a good rate of return on my investment, and yet any loan I have taken has been very competitive as compared to other lenders. Reviewed on: 30th May 2017

Without hesitation

Simple, straightforward and a great interest rate, would recommend to anyone without hesitation. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Partners Credit Union 4.90 from 801 reviews
Short-term loan
from The Money Shop 4.30 from 12 reviews
Personal loan
from Burnley Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7181 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub